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Commercial Risks (Uk) Limited

04452474

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

3RD FLOOR, LONDON, SW7 4AG
Incorporated 31/05/2002

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 19/07/2025

Due 02/08/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr James Osman

director · Since 01/06/2002

INSURANCE

BRITISH · ENGLAND · Age 57

Ms Nicola Keogh

secretary · Since 03/04/2017

Mr Lee Allen

director · Since 28/07/2017

INSURANCE BROKER

BRITISH · ENGLAND · Age 47

Also on 1 other board

Persons with Significant Control

Mr James Osman

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

3rd Floor, 114a Cromwell Road, London, SW7 4AG

Notified 01/06/2016

CompanyRankvs 1702+ SIC 66220 peers
67

Financial strength92th percentile among SIC peers · 23/25
Employees12th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.2× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£482k

Balance sheet strength

Cash

£947k

Cash in the bank

Net Current Assets

£389k

Working capital

Current Assets

£2.3M

Current Liabilities

£1.9M

Fixed Assets

£217k

Debtors

£1.4M

0avg. employees

Tax at Year End

Corp tax£28k

Balance Sheet

Intangible assets£0
Assets less current liabilities£606k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.20+£0
20251.20+£23k
20241.24+£139k
20231.21+£76k
20221.11+£103k
20211.12
20201.04
20191.10+£17k
20181.15

Derived from filed accounts. Not audited figures.