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Ferris & Culverwell Financial Services Limited

04461835

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

36 ST JOHNS STREET, WILTSHIRE, SN10 1BL
Incorporated 14/06/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance
65300
65300
66290
Other activities auxiliary to insurance and pension funding
82990
Other business support service activities

Officers

Mr Robert Graeme Loveridge

director · Since 22/06/2017

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 4 other boards

Mr Robert Graeme Loveridge

secretary · Since 26/02/2018

Also on 4 other boards

Persons with Significant Control

Mr Robert Graeme Loveridge

25–50% shares

British · England · Age 43

36 St Johns Street, Wiltshire, SN10 1BL

Notified 01/07/2017

Former PSCs

Mr Robert Hunt

Ceased 01/07/2017

Mr Giles Hedley John Craig

Ceased 01/10/2025

Charges2 outstanding

Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 14/03/2023Registered 14/03/2023
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/05/2004Registered 29/05/2004Satisfied 17/01/2023

CompanyRankvs 143+ SIC 65110 peers
71

Financial strength68th percentile among SIC peers · 17/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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143Ferris & Culverwell Financial Services Limited
81
How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£39k

Balance sheet strength

Cash

£70k

Cash in the bank

Net Current Assets

£405k

Working capital

Current Assets

£595k

Current Liabilities

£190k

Fixed Assets

£73k

Debtors

£525k

8avg. employees

Tax at Year End(2017)

Dividends paid-£198k

Balance Sheet

Assets less current liabilities£478k
Signed by Mr Robert Loveridge 27 October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.13-£14k
20243.57+£20k
20231.44+£5k
20221.39-£57k
20212.12-£38k
20201.96-£71k
20192.47-£18k
20173.21—

Derived from filed accounts. Not audited figures.