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Ferris & Culverwell Financial Services Limited

04461835

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

36 ST JOHNS STREET, WILTSHIRE, SN10 1BL
Incorporated 14/06/2002

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 30/10/2025

Due 13/11/2026

On track

Industry

65110
Life insurance
65300
65300
66290
Other activities auxiliary to insurance and pension funding
82990
Other business support service activities

Officers

Mr Robert Graeme Loveridge

director · Since 22/06/2017

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 4 other boards

Mr Robert Graeme Loveridge

secretary · Since 26/02/2018

Also on 4 other boards

Persons with Significant Control

Mr Robert Graeme Loveridge

25–50% shares

British · England · Age 44

36 St Johns Street, Wiltshire, SN10 1BL

Notified 01/07/2017

Former PSCs

Mr Robert Hunt

Ceased 01/07/2017

Mr Giles Hedley John Craig

Ceased 01/10/2025

Charges2 outstanding

Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 14/03/2023Registered 14/03/2023
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/05/2004Registered 29/05/2004Satisfied 17/01/2023

CompanyRankvs 141+ SIC 65110 peers
71

Financial strength67th percentile among SIC peers · 17/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£39k

Balance sheet strength

Cash

£70k

Cash in the bank

Net Current Assets

£405k

Working capital

Current Assets

£595k

Current Liabilities

£190k

Fixed Assets

£73k

Debtors

£525k

8avg. employees

Balance Sheet

Assets less current liabilities£478k
Signed by Mr Robert Loveridge 27 October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.13-£14k
20243.57+£20k
20231.44

Derived from filed accounts. Not audited figures.