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Your Choice Mortgage Services Limited

04548433

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

THE QUADRANT CENTRE, WEYBRIDGE, KT13 8DH
Incorporated 30/09/2002

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 25/09/2025

Due 09/10/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Steven Mark Baines Pearman

director · Since 30/09/2002

MORTGAGE BROKER

BRITISH · ENGLAND · Age 58

Also on 1 other board

Deborah Louise Pearman

secretary · Since 06/07/2004

BRITISH

Also on 1 other board

Persons with Significant Control

Mr Steven Mark Baines Pearman

75–100% shares

English · England · Age 58

The Quadrant Centre, Limes Road, Weybridge, KT13 8DH

Notified 06/04/2016

CompanyRankvs 1598+ SIC 66220 peers
68

Financial strength52th percentile among SIC peers · 13/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 2.09× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£9k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£18k

Current Liabilities

£8k

1avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.09-£2k
20242.48+£1k
20231.97—

Derived from filed accounts. Not audited figures.