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Horbury Financial Services Limited

04659563

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

40 WAKEFIELD ROAD, PONTEFRACT, WF7 7AB
Incorporated 07/02/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers
66290
Other activities auxiliary to insurance and pension funding
69201
Accounting and auditing activities

Officers

Simon Knee

secretary · Since 07/02/2003

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Simon Knee

director · Since 07/02/2003

DIRECTOR

BRITISH · ENGLAND · Age 56

Mr Paul Christopher Baker

director · Since 06/04/2007

FINANCIAL SERVICES

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Paul Christopher Baker

25–50% shares

British · England · Age 51

40, Wakefield Road, Pontefract, WF7 7AB

Notified 07/02/2017

Mr Simon Knee

25–50% shares

British · England · Age 56

40, Wakefield Road, Pontefract, WF7 7AB

Notified 01/11/2024

Former PSCs

Mr Simon Knee

Ceased 01/11/2024

Charges3 outstanding

Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 12/03/2014Registered 13/03/2014
charge
outstanding

DEREK BAKER AND JEAN VALERIE BAKER

Created 31/03/2008Registered 16/04/2008
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 31/03/2008Registered 05/04/2008

CompanyRankvs 2339+ SIC 66220 peers
55

Financial strength21th percentile among SIC peers · 5/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.72× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£10

Balance sheet strength

Cash

£397k

Cash in the bank

Net Current Assets

£273k

Working capital

Current Assets

£649k

Current Liabilities

£377k

Fixed Assets

£248k

Debtors

£253k

17avg. employees+3

Tax at Year End

Corp tax£47k

Balance Sheet

Intangible assets£9k
Assets less current liabilities£520k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.72
20241.58+£36k
20231.41+£56k
20221.25+£108k
20211.03+£29k
20201.01+£37k
20190.83

Derived from filed accounts. Not audited figures.