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Horbury Financial Services Limited

04659563

active
Private Limited Company
england wales
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

40 WAKEFIELD ROAD, PONTEFRACT, WF7 7AB
Incorporated 07/02/2003

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 09/10/2025

Due 23/10/2026

On track

Industry

66220
Activities of insurance agents and brokers
66290
Other activities auxiliary to insurance and pension funding
69201
Accounting and auditing activities

Officers

Simon Knee

secretary · Since 07/02/2003

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Simon Knee

director · Since 07/02/2003

DIRECTOR

BRITISH · ENGLAND · Age 56

Mr Paul Christopher Baker

director · Since 06/04/2007

FINANCIAL SERVICES

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Paul Christopher Baker

25–50% shares

British · England · Age 51

40, Wakefield Road, Pontefract, WF7 7AB

Notified 07/02/2017

Mr Simon Knee

25–50% shares

British · England · Age 56

40, Wakefield Road, Pontefract, WF7 7AB

Notified 01/11/2024

Former PSCs

Mr Simon Knee

Ceased 01/11/2024

Charges3 outstanding

Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 12/03/2014Registered 13/03/2014
charge
outstanding

DEREK BAKER AND JEAN VALERIE BAKER

Created 31/03/2008Registered 16/04/2008
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 31/03/2008Registered 05/04/2008

CompanyRankvs 2293+ SIC 66220 peers
55

Financial strength21th percentile among SIC peers · 5/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.72× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£10

Balance sheet strength

Cash

£397k

Cash in the bank

Net Current Assets

£273k

Working capital

Current Assets

£649k

Current Liabilities

£377k

Fixed Assets

£248k

Debtors

£253k

17avg. employees+3

Tax at Year End

Corp tax£47k

Balance Sheet

Intangible assets£9k
Assets less current liabilities£520k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.72—
20241.58+£36k
20231.41—

Derived from filed accounts. Not audited figures.