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Charlwood Ifa Limited

04820268

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

35 SEAMOOR ROAD, BOURNEMOUTH, BH4 9AE
Incorporated 03/07/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance
65120
Non-life insurance
65300
65300
66300
Fund management activities

Officers

Mrs Joanne Maria Charlwood

director · Since 11/07/2003

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 3 other boards

Mr Martyn Charlwood

director · Since 11/07/2003

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 60

Also on 3 other boards

Mrs Joanne Maria Charlwood

secretary · Since 12/05/2021

Also on 3 other boards

Mr Conor Sean Charlwood

director · Since 06/06/2021

DIRECTOR

BRITISH · ENGLAND · Age 22

Miss Elsa Kate Charlwood

director · Since 06/06/2021

DIRECTOR

BRITISH · ENGLAND · Age 24

Persons with Significant Control

Mr Martyn Charlwood

25–50% shares

British · England · Age 59

35, Seamoor Road, Bournemouth, BH4 9AE

Notified 06/04/2016

Mrs Joanne Maria Charlwood

25–50% shares

British · United Kingdom · Age 55

35, Seamoor Road, Bournemouth, BH4 9AE

Notified 11/07/2019

Charges2 outstanding

charge
outstanding

MARTYN CHARLWOOD AND JOANNE MARIE CHARLWOOD

Created 13/03/2012Registered 14/03/2012
charge
outstanding

BARCLAYS BANK PLC

Created 30/07/2010Registered 31/07/2010

CompanyRankvs 34+ SIC 65110 peers
78

Financial strength95th percentile among SIC peers · 24/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.36× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£890k

Balance sheet strength

Cash

£633k

Cash in the bank

Net Current Assets

£900k

Working capital

Current Assets

£1.2M

Current Liabilities

£268k

Fixed Assets

£23k

Debtors

£173k

8avg. employees

Balance Sheet

Assets less current liabilities£923k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20254.36+£235k
20249.03+£126k
2023—+£67k
2022—-£60k
20213.70+£76k
2020—+£164k
20191.78+£9k
20180.91—

Derived from filed accounts. Not audited figures.