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Charterhouse Financial Planning Limited

04934519

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

MERLIN MOOR DUNSTON BUSINESS VILLAGE, STAFFORD, ST18 9AB
Incorporated 16/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Lisa Mia Luck

secretary · Since 16/10/2003

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 7 other boards

Mr Bernard James King

director · Since 16/10/2003

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 3 other boards

Mrs Lisa Mia Luck

director · Since 16/10/2003

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 7 other boards

Persons with Significant Control

Mrs Lisa Mia Luck

Significant control

British · England · Age 55

Merlin Moor, Dunston Business Village, Stafford, ST18 9AB

Notified 15/10/2016

Mr Bernard James King

Significant control

British · England · Age 52

Merlin Moor, Dunston Business Village, Stafford, ST18 9AB

Notified 15/10/2016

Charges0 outstanding

charge
satisfied

HSBC BANK PLC

Created 03/05/2006Registered 06/05/2006Satisfied 28/07/2022
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/02/2006Registered 28/02/2006Satisfied 08/06/2022
charge
satisfied

LLOYDS TSB BANK PLC

Created 15/12/2003Registered 18/12/2003Satisfied 08/06/2022

CompanyRankvs 289+ SIC 66220 peers
83

Financial strength85th percentile among SIC peers · 21/25
Employees83th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.98× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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289Charterhouse Financial Planning Limited
83
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£213k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£240k

Working capital

Current Assets

£202k

Current Liabilities

£68k

Fixed Assets

£8k

5avg. employees

Balance Sheet

Assets less current liabilities£248k
Signed by Mrs Lisa Luck 19th January 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.98+£19k
20242.88+£7k
20232.93+£19k
20223.03+£19k
20212.55+£36k
20202.06+£26k
20193.04—

Derived from filed accounts. Not audited figures.