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Acumen Insurance Services Limited

05004926

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

ST CLARE HOUSE, LONDON, EC3N 1PE
Incorporated 31/12/2003

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/09/2025

Due 25/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Alan Michael Reif

director · Since 01/11/2013

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 78

Mr John Crispin Speers

director · Since 01/12/2015

INSURANCE BROKER

BRITISH · ENGLAND · Age 79

Also on 10 other boards

Mr Mark Kiedish

director · Since 01/04/2020

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 44

Also on 11 other boards

Mr Stephen Francis Gilkes

director · Since 10/02/2021

INSURANCE BROKER

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Crispin Speers & Partners Ltd

75–100% shares

St Clare House, Minories, London, EC3N 1PE

Reg: 01960404 · England & Wales · Limited Company

Notified 07/12/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 08/06/2021Registered 09/06/2021

CompanyRankvs 292+ SIC 66220 peers
73

Financial strength82th percentile among SIC peers · 21/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.43× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£152k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£152k

Working capital

Current Assets

£259k

Current Liabilities

£107k

4avg. employees

Balance Sheet

Assets less current liabilities£152k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20252.43-£122k
20241.49+£19k
20233.15-£38k
20223.51

Derived from filed accounts. Not audited figures.