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Unbiased (Financial Advice) Uk Limited

05020833

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

ST JOHN'S HOUSE, BENFLEET, SS7 2PJ
Incorporated 20/01/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Steven Robert Ford

director · Since 05/02/2004

FINANCIAL SERVICE

BRITISH · ENGLAND · Age 67

Also on 3 other boards

Mrs Andreia Carina Longuinho Eusebio Relva Ford

director · Since 01/01/2022

DIRECTOR

PORTUGUESE · ENGLAND · Age 38

Persons with Significant Control

Mrs Andreia Carina Longuinho Eusebio Relva Ford

25–50% votes

Portuguese · England · Age 38

284, Benfleet Road, Benfleet, SS7 1PS

Notified 07/05/2024

Mr Steven Robert Ford

25–50% shares

British · England · Age 67

St John's House, 30 Florence Gardens, Benfleet, SS7 2PJ

Notified 02/05/2026

Former PSCs

Mr Steven Robert Ford

Ceased 01/05/2026

CompanyRankvs 752+ SIC 66220 peers
77

Financial strength86th percentile among SIC peers · 22/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 11.27× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£241k

Balance sheet strength

Cash

£265k

Cash in the bank

Net Current Assets

£241k

Working capital

Current Assets

£265k

Current Liabilities

£23k

1avg. employees

Balance Sheet

Assets less current liabilities£241k
Signed by Mr Steven Ford 03/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202611.27+£26k
20255.52+£143k
20241.84-£62k
20234.11+£4k
20224.95+£4k
20214.32+£8k
20204.28+£8k
20194.39-£24k
20176.45

Derived from filed accounts. Not audited figures.