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Ralph A Rigby Insurance Services Limited

05038856

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

4B MILLBROOK BUSINESS PARK MILL LANE, ST. HELENS, WA11 8LZ
Incorporated 09/02/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance
65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr Andrew James Rigby

secretary · Since 09/02/2004

INSURANCE BROKER

BRITISH · ENGLAND · Age 48

Also on 13 other boards

Mr Andrew James Rigby

director · Since 09/02/2004

INSURANCE BROKER

BRITISH · ENGLAND · Age 48

Also on 13 other boards

Mr Simon Anderson Rigby

director · Since 09/02/2004

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 56

Also on 2 other boards

Mr Kieron John Cox

director · Since 07/05/2020

COMMERCIAL INSURANCE BROKER

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Rigby Holdings Ltd

75–100% shares
voting-rights-75-to-100-percent-as-firm

4b, Mill Brook Business Park, Mill Lane, St. Helens, WA11 8LZ

Notified 01/01/2017

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/01/2010Registered 14/01/2010

CompanyRankvs 475+ SIC 65110 peers
55

Financial strength88th percentile among SIC peers · 22/25
Employees9th percentile among SIC peers · 1/15
LiquidityCurrent ratio 1.33× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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475Ralph A Rigby Insurance Services Limited
65
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£261k

Balance sheet strength

Cash

£294k

Cash in the bank

Net Current Assets

£255k

Working capital

Current Assets

£1.0M

Current Liabilities

£779k

Fixed Assets

£186k

Debtors

£740k

0avg. employees-18

Tax at Year End

Corp tax£60k

Balance Sheet

Assets less current liabilities£441k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.33+£83k
20241.28+£1k
20231.33-£39k
20221.37+£62k
20211.48-£49k
20201.57-£19k
20191.81—

Derived from filed accounts. Not audited figures.