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Spectrum Insurance Services Limited

05129413

active
ltd
england wales
Companies House
Health Score
98 / 100

Healthy

30/30
Filing
30/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

115 Westthorpe Bic Westthorpe Fields Road, Killamarsh, Sheffield, S21 1TZ
Incorporated 17/05/2004

Previously known as

Tobell Automotive Limited · until 21/08/2019
Hay Fielding Ltd · until 30/05/2018
Pink Rose 2015 Limited · until 07/07/2016
Heath Insurance Services Limited · until 03/12/2015
Heath Insurance (Holdings) Services Limited · until 07/10/2005

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/06/2026

Due 21/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Brian John Clarke

director · Since 04/08/2011

British · England

Mr Brian John Clarke

director · Since 04/08/2011

INSURANCE BROKER

BRITISH · ENGLAND

Also on 1 other board

Russel Kitchin

director · Since 10/08/2018

British · United Kingdom

Mr Russel Kitchin

director · Since 10/08/2018

WARRANTY UNDERWRITER

BRITISH · UNITED KINGDOM

Also on 1 other board

Simon Jeremy Tennyson

director · Since 08/02/2022

British · United Kingdom

Mr Simon Jeremy Tennyson

director · Since 08/02/2022

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM

Ian David Paley

director · Since 01/05/2024

British · England

Mr Ian David Paley

director · Since 01/05/2024

UNDERWRITING DIRECTOR

BRITISH · ENGLAND

Former

Andrew Hedger

director · Resigned 14/05/2018

Anthony John Edward Smith

director · Resigned 14/05/2018

Richard George Smith

director · Resigned 01/07/2019

Neil Douglas Smith

director · Resigned 01/07/2019

James Edward Huntingdon

director · Resigned 02/11/2022

Steven William Spooner

director · Resigned 16/03/2023

Persons with Significant Control

Mr Brian John Clarke

25–50% shares
25–50% votes

British · England

Notified 01/01/2017

Mr Russel Kitchin

50–75% shares

British · England

Notified 30/06/2019

Charges1 outstanding

Charge
satisfied

THE MOTORING ORGANISATION LIMITED

Created 20/02/2024Registered 12/03/2024Satisfied 21/10/2024
Charge
satisfied

NEWPORT FINANCIAL (EUROPE) LIMITED

Created 01/11/2023Registered 15/11/2023Satisfied 22/12/2025
Charge
outstanding

HAY FIELDING GROUP LTD

Created 01/03/2017Registered 20/03/2017

Change History

status → active
2026-06-24

Active

type → ltd
2026-06-24

Private Limited Company

address line1 → 115 Westthorpe Bic Westthorpe Fields Road
2026-06-24

115 WESTTHORPE BIC WESTTHORPE FIELDS ROAD

post town → Sheffield
2026-06-24

SHEFFIELD

CompanyRankvs 596+ SIC 66220 peers
69

Financial strength89th percentile among SIC peers · 22/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.44× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Turnover

£15.0M

Annual revenue

Net Worth

£324k

Balance sheet strength

Cash

£2.0M

Cash in the bank

Profit Before Tax

£143k

Bottom line earnings

Net Current Assets

£998k

Working capital

Current Assets

£3.3M

Current Liabilities

£2.3M

Fixed Assets

£35k

Debtors

£1.3M

Cost of Sales

£11.2M

Gross Profit

£3.8M

Admin Expenses

£3.7M

Operating Profit

£143k

42avg. employees+5

Balance Sheet

Intangible assets£0
Assets less current liabilities£1.0M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.44-£223k
20241.58+£402k
20231.89—

Derived from filed accounts. Not audited figures.