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Westminster Insurance Ltd

05224391

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Spirare Limited Mey House, Bridport Road, Poundbury, DT1 3QY
Incorporated 07/09/2004

Previously known as

Westminster Indemnity Limited · until 31/08/2016

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 07/09/2026

Due 21/09/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Gerard Daniel Francis O'Donovan

director · Since 19/09/2004

BUSINESS COACH

BRITISH · UNITED KINGDOM

Also on 5 other boards

Gail O'Donovan

secretary · Since 05/07/2005

COLLEGE LECTURER

BRITISH

Mrs Gail O'Donovan

director · Since 01/10/2025

RECEIVER AND MANAGER

BRITISH · UNITED KINGDOM

Also on 2 other boards

Gerard Daniel Francis O'Donovan

director · Since 19/09/2004

British · United Kingdom

Gail O'Donovan

secretary · Since 05/07/2005

British

Gail O'Donovan

director · Since 01/10/2025

British · United Kingdom

Former

Form 10 Secretaries Fd Ltd

corporate nominee secretary · Resigned 09/09/2004

Form 10 Directors Fd Ltd

corporate nominee director · Resigned 09/09/2004

Gordon Edward Piggott

secretary · Resigned 05/07/2005

Gail O'Donovan

director · Resigned 11/08/2025

Persons with Significant Control

Mr Gerard Daniel Francis O'Donovan

25–50% shares
25–50% votes

British · United Kingdom

Notified 06/04/2016

Mrs Gail O'Donovan

25–50% shares
25–50% votes

British · United Kingdom

Notified 01/03/2018

Change History

officer appointed → O'DONOVAN, Gail
2026-09-14
officer appointed → O'DONOVAN, Gail
2026-09-14
officer appointed → O'DONOVAN, Gerard Daniel Francis
2026-09-14
status → active
2026-09-14

Active

type → ltd
2026-09-14

Private Limited Company

address line1 → Spirare Limited Mey House
2026-09-14

SPIRARE LIMITED MEY HOUSE

post town → Poundbury
2026-09-14

POUNDBURY

CompanyRankvs 107+ SIC 66220 peers
87

Financial strength95th percentile among SIC peers · 24/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.63× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£927k

Balance sheet strength

Cash

£966k

Cash in the bank

Net Current Assets

£906k

Working capital

Current Assets

£1.2M

Current Liabilities

£336k

Fixed Assets

£28k

Debtors

£256k

6avg. employees

Balance Sheet

Intangible assets£8k
Assets less current liabilities£934k
Signed by 05224391 2025-04-01 2026-03-31 05224391 2026-03-31 05224391 bus:OrdinaryShareClass1 2026-03-31 05224391 core:CurrentFinaPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20263.63+£0
20263.63+£201k
20256.34+£144k
20243.17+£58k
20233.35—

Derived from filed accounts. Not audited figures.

Filing History67 filings

Accounts filed

accounts with accounts type total exemption full

24/07/202611 pages · PDF
Director appointed

appoint person director company with name date

20/10/20252 pages · PDF
Confirmation statement

confirmation statement with updates

13/10/20255 pages · PDF
PSC changed

change to a person with significant control

10/09/20252 pages · PDF
PSC notified

notification of a person with significant control

10/09/20252 pages · PDF
Accounts filed

accounts with accounts type total exemption full

09/09/202511 pages · PDF
Director resigned

termination director company with name termination date

19/08/20251 page · PDF
Confirmation statement

confirmation statement with updates

15/10/20245 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

22/07/202410 pages · PDF
Confirmation statement

confirmation statement with updates

21/09/20235 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

18/08/202310 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

28/11/202210 pages · PDF
Confirmation statement

confirmation statement with updates

24/10/20225 pages · PDF
Confirmation statement

confirmation statement with updates

22/10/20215 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

21/06/202110 pages · PDF
Confirmation statement

confirmation statement with updates

16/11/20205 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

25/09/202010 pages · PDF
Confirmation statement

confirmation statement with updates

11/10/20195 pages · PDF
Accounts filed

accounts with accounts type total exemption full

18/09/20199 pages · PDF
Accounts filed

accounts with accounts type total exemption full

21/09/201810 pages · PDF
Confirmation statement

confirmation statement with updates

20/09/20185 pages · PDF
Director appointed

appoint person director company with name date

08/12/20172 pages · PDF
Confirmation statement

confirmation statement with updates

03/10/20175 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

10/08/201714 pages · PDF
Confirmation statement

confirmation statement with updates

14/10/20166 pages · PDF
CERTNM

certificate change of name company

31/08/20162 pages · PDF
NM06

change of name request comments

31/08/20162 pages · PDF
CONNOT

change of name notice

31/08/20162 pages · PDF
Accounts filed

accounts with accounts type total exemption small

11/07/20166 pages · PDF
Address changed

change registered office address company with date old address new address

22/10/20151 page · PDF
Annual return

annual return company with made up date full list shareholders

23/09/20154 pages · PDF
Accounts filed

accounts with accounts type total exemption small

03/06/20156 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/10/20144 pages · PDF
Address changed

change registered office address company with date old address new address

18/09/20141 page · PDF
Accounts filed

accounts with accounts type total exemption small

18/07/20145 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/11/20134 pages · PDF
Accounts filed

accounts with accounts type total exemption small

31/05/20135 pages · PDF
Annual return

annual return company with made up date full list shareholders

18/09/20124 pages · PDF
Director details changed

change person director company with change date

19/07/20122 pages · PDF
CH03

change person secretary company with change date

19/07/20122 pages · PDF
Accounts filed

accounts with accounts type total exemption small

07/06/20124 pages · PDF
Annual return

annual return company with made up date full list shareholders

17/10/20114 pages · PDF
Accounts filed

accounts with accounts type total exemption small

01/06/20115 pages · PDF
Annual return

annual return company with made up date full list shareholders

14/09/20104 pages · PDF
Accounts filed

accounts with accounts type total exemption small

15/06/20105 pages · PDF
363a

legacy

22/09/20093 pages · PDF
Accounts filed

accounts with accounts type total exemption small

10/06/20095 pages · PDF
363a

legacy

11/02/20093 pages · PDF
Accounts filed

accounts with accounts type total exemption small

03/07/20084 pages · PDF
363a

legacy

20/11/20072 pages · PDF
287

legacy

21/06/20071 page · PDF
Accounts filed

accounts with accounts type total exemption small

13/06/20077 pages · PDF
Accounts filed

accounts with accounts type total exemption small

26/01/20077 pages · PDF
363a

legacy

21/09/20062 pages · PDF
Accounts filed

accounts with accounts type total exemption small

06/02/20066 pages · PDF
363s

legacy

13/10/20056 pages · PDF
288a

legacy

18/07/20052 pages · PDF
287

legacy

18/07/20051 page · PDF
288b

legacy

18/07/20051 page · PDF
288a

legacy

26/10/20042 pages · PDF
288a

legacy

20/10/20042 pages · PDF
225

legacy

29/09/20041 page · PDF
287

legacy

29/09/20041 page · PDF
88(2)R

legacy

28/09/20042 pages · PDF
288b

legacy

09/09/20041 page · PDF
288b

legacy

09/09/20041 page · PDF
Incorporated

incorporation company

07/09/20049 pages · PDF