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Ethical Mortgages & Financial Services Ltd

05229895

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

453 453 CHEETHAM HILL ROAD, MANCHESTER, M8 9PA
Incorporated 13/09/2004

Compliance

Last accounts

30/09/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 13/09/2025

Due 27/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Adnan Chauhan

director · Since 13/09/2004

CONSULTANT

BRITISH · UNITED KINGDOM · Age 54

Persons with Significant Control

Mr Adnan Chauhan

Significant control
significant-influence-or-control-as-firm

British · United Kingdom · Age 54

453, 453 Cheetham Hill Road, Manchester, M8 9PA

Notified 06/04/2016

Former PSCs

Adnan Chauhan

Ceased 01/11/2017

CompanyRankvs 4509+ SIC 66220 peers
37

Financial strength6th percentile among SIC peers · 2/25
Employees30th percentile among SIC peers · 5/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

-£14k

Balance sheet strength

Cash

£908

Cash in the bank

Net Current Assets

-£14k

Working capital

Current Assets

Current Liabilities

£15k

1avg. employees

Tax at Year End

Corp tax£20
Prepared with VT Final Accounts

EstimatesDerived

YearImplied Profit
2024-£1k

Derived from filed accounts. Not audited figures.