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Prospect Financial Solutions Limited

05372606

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

83 PENDAS WAY, LEEDS, LS15 8HN
Incorporated 22/02/2005

Compliance

Last accounts

28/02/2026

micro entity

Next accounts due

30/11/2027

On track

Confirmation statement

Last: 22/02/2026

Due 08/03/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Debra Welch

secretary · Since 22/02/2005

BRITISH

Robert Andrew Welch

director · Since 22/02/2005

PROPOSED DIRECTOR

BRITISH · ENGLAND · Age 64

Persons with Significant Control

Mr Robert Andrew Welch

25–50% shares
25–50% votes
Appoint directors

British · England · Age 64

83, Pendas Way, Leeds, LS15 8HN

Notified 06/04/2016

CompanyRankvs 752+ SIC 66220 peers
77

Financial strength76th percentile among SIC peers · 19/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 4.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2026

Net Worth

£81k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£78k

Working capital

Current Assets

£96k

Current Liabilities

£23k

Fixed Assets

£4k

2avg. employees

Balance Sheet

Assets less current liabilities£82k

EstimatesDerived

YearCurrent RatioImplied Profit
20264.10+£0
20264.10+£17k
20252.91+£26k
20241.62-£3k
20231.72-£26k
20221.84+£2k
20213.69+£1k
20208.82+£4k
20193.84

Derived from filed accounts. Not audited figures.