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West One Loan Limited

05385677

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

THIRD FLOOR THE EDWARD HYDE BUILDING, WATFORD, WD17 1JW
Incorporated 08/03/2005

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 28/04/2026

Due 12/05/2027

On track

Industry

64922
64922

Officers

Emily Henrietta Gestetner

director · Since 08/08/2014

British

Stephen Andrew Hogg

director · Since 11/10/2019

British

Mark Preston

director · Since 03/04/2023

British

Danny Stephen Waters

director · Since 08/08/2014

British

Former

Julia Shannon Kreeger

secretary · Resigned 26/08/2009

Temple Secretaries Limited

corporate nominee secretary · Resigned 08/03/2005

Mark David Abrahams

director · Resigned 08/08/2014

Sarabjeet Singh Bhoday

director · Resigned 15/01/2015

Paul Laurence Huberman

director · Resigned 08/08/2014

David Simon Kreeger

director · Resigned 06/11/2015

Duncan Kreeger

director · Resigned 09/08/2016

David Stewart

director · Resigned 02/09/2022

Stephen Wasserman

director · Resigned 08/11/2019

Company Directors Limited

corporate nominee director · Resigned 08/03/2005

CompanyRankvs 105+ SIC 64922 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 31.2× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

financial statements in the UK, which includes the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. Conclusions relating to going concern Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on t

Key FinancialsYear ending 31/12/2022

Turnover

£53.6M

Annual revenue

Net Worth

£63.8M

Balance sheet strength

Cash

£9.2M

Cash in the bank

Profit Before Tax

£27.4M

Bottom line earnings

Net Current Assets

£347.5M

Working capital

Current Assets

£359.0M

Current Liabilities

£11.5M

Fixed Assets

£101

Debtors

£6.5M

Cost of Sales

£19.7M

Gross Profit

£33.9M

Admin Expenses

£6.5M

Operating Profit

£27.4M

Profit After Tax

£25.3M

26avg. employees

Tax at Year End

Corp tax£44k
Dividends paid£2.2M

People Costs

Wages & salaries£1.6M
NI contributions£252k

Balance Sheet

Assets less current liabilities£347.5M
Prepared with Caseware UK (AP4) 2022.0.179

EstimatesDerived

YearCurrent Ratio
202231.20

Derived from filed accounts. Not audited figures.