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Aph Financial Management Services Limited

05412013

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

59a Day's Lane, Biddenham, Bedford, MK40 4AE
Incorporated 04/04/2005

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 25/04/2026

Due 09/05/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Katie Elizabeth Biggs

secretary · Since 04/04/2005

BRITISH

Mr Stephen James Biggs

director · Since 04/04/2005

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 2 other boards

Katie Elizabeth Biggs

secretary · Since 04/04/2005

British

Stephen James Biggs

director · Since 04/04/2005

British · England · Age 57

Former

Temple Secretaries Limited

corporate nominee secretary · Resigned 04/04/2005

Company Directors Limited

corporate nominee director · Resigned 04/04/2005

Persons with Significant Control

Mr Stephen James Biggs

25–50% shares

British · England · Age 57

Tinkers Lodge, Crowbrook Road, Princes Risborough, HP27 9LP

Notified 01/03/2017

Change History

statusactive
2026-08-12

Active

typeltd
2026-08-12

Private Limited Company

address line159a Day's Lane
2026-08-12

59A DAY'S LANE

post townBedford
2026-08-12

BEDFORD

officer appointedBIGGS, Katie Elizabeth
2026-08-12
officer appointedBIGGS, Stephen James
2026-08-12

CompanyRankvs 1096+ SIC 66220 peers
77

Financial strength69th percentile among SIC peers · 17/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.7× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£43k

Balance sheet strength

Cash

£22k

Cash in the bank

Net Current Assets

£34k

Working capital

Current Assets

£81k

Current Liabilities

£48k

Fixed Assets

£11k

Debtors

£59k

11avg. employees+1

Balance Sheet

Assets less current liabilities£44k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.70+£8k
20242.04-£22k
20232.38

Derived from filed accounts. Not audited figures.