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Mf Private Finance Ltd

05427832

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

Chestnut House, 65a Friar Gate, Derby, DE1 1DJ
Incorporated 18/04/2005

Previously known as

Kbf Mortgage Consultants Limited · until 11/03/2026

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/03/2026

Due 11/04/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Ms Michelle Barraclough

director · Since 28/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 1 other board

Michelle Barraclough

director · Since 28/03/2025

British · England · Age 41

Former

Karen Barbara Frooms

secretary · Resigned 28/03/2025

Graham Norman Frooms

director · Resigned 28/03/2025

Persons with Significant Control

Ms Michelle Barraclough

75–100% shares
75–100% votes
Appoint directors

British · England · Age 41

Chestnut House, 65a, Friar Gate, Derby, DE1 1DJ

Notified 28/03/2025

Former PSCs

Mr Graham Norman Frooms

Ceased 28/03/2023

Change History

statusactive
2026-08-14

Active

typeltd
2026-08-14

Private Limited Company

address line1Chestnut House, 65a Friar Gate
2026-08-14

CHESTNUT HOUSE, 65A

post townDerby
2026-08-14

DERBY

officer appointedBARRACLOUGH, Michelle
2026-08-14

CompanyRankvs 3584+ SIC 66220 peers
48

Financial strength5th percentile among SIC peers · 1/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£17k

Balance sheet strength

Cash

£21k

Cash in the bank

Net Current Assets

-£18k

Working capital

Current Assets

£21k

Current Liabilities

£18k

Fixed Assets

£424

Debtors

£520

1avg. employees+1
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.19-£36k
20246.67+£557
202311.33

Derived from filed accounts. Not audited figures.