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First Class Mortgage Solutions Limited

05434917

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

BERRY & CO STERLING HOUSE, MAIDSTONE, ME14 5BJ
Incorporated 25/04/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Michaela Denise Harrison

director · Since 25/04/2005

FINANCIAL SERVICES

BRITISH · UNITED KINGDOM · Age 61

Also on 16 other boards

Persons with Significant Control

Mrs Michaela Denise Harrison

25–50% shares
ownership-of-shares-25-to-50-percent-as-trust
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes
voting-rights-25-to-50-percent-as-trust
voting-rights-25-to-50-percent-as-firm
Appoint directors

British · England · Age 61

Berry & Co, Sterling House, Maidstone, ME14 5BJ

Notified 01/07/2016

Former PSCs

Mr Neil Stanley Harrison

Ceased 18/02/2017

CompanyRankvs 2225+ SIC 66220 peers
56

Financial strength70th percentile among SIC peers · 18/25
Employees12th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.63× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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2225First Class Mortgage Solutions Limited
62
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the director has assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the compan

Key FinancialsYear ending 30/04/2025

Net Worth

£46k

Balance sheet strength

Cash

£179k

Cash in the bank

Net Current Assets

£74k

Working capital

Current Assets

£192k

Current Liabilities

£118k

Fixed Assets

£10k

Debtors

£13k

0avg. employees

Balance Sheet

Assets less current liabilities£84k
Signed by Mrs M Harrison,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.63+£0
20251.63-£1k
20241.67-£353
20231.57+£9k
20221.59+£20k
20212.81+£13k
20201.08+£0
20191.06+£0
20180.92—

Derived from filed accounts. Not audited figures.