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Future Perfect Financial Solutions Limited

05449445

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

ORCHARD COURT IV ORCHARD COURT IV, COVENTRY, CV3 2TQ
Incorporated 11/05/2005

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 11/05/2026

Due 25/05/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Andrew Robert Earles

director · Since 27/02/2013

PRACTICE PRINCIPAL

BRITISH · UNITED KINGDOM · Age 59

Also on 3 other boards

Mr Kyle Steven Adams

director · Since 02/08/2022

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 1 other board

Mr Michael Peter Mullen-Hughes

director · Since 02/08/2022

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 4 other boards

Persons with Significant Control

Future Perfect Financial Solutions Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Orchard Court Iv, Harry Weston Road, Coventry, CV3 2TQ

Reg: 13917050 · Companies House · Private Limited Company

Notified 02/08/2022

Charges3 outstanding

Charge
outstanding

OPENWORK SERVICES LIMITED

Created 17/05/2024Registered 25/05/2024
Charge
outstanding

OPENWORK SERVICES LIMITED

Created 01/08/2022Registered 19/08/2022
Charge
outstanding

TORSTEN OLIVER HART · CYNTHIA MARGARET HART

Created 02/08/2022Registered 05/08/2022

CompanyRankvs 107+ SIC 66220 peers
77

Financial strength92th percentile among SIC peers · 23/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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107Future Perfect Financial Solutions Limited
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£536k

Balance sheet strength

Cash

£198k

Cash in the bank

Net Current Assets

£479k

Working capital

Current Assets

£768k

Current Liabilities

£289k

Fixed Assets

£63k

Debtors

£570k

13avg. employees+1

Balance Sheet

Intangible assets£37k
Assets less current liabilities£542k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.66+£24k
20242.76+£48k
20233.47+£27k
20224.44+£36k
20213.03+£72k
20203.06+£50k
20192.57+£151k
20182.04—

Derived from filed accounts. Not audited figures.