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Cps Financial Solutions Limited

05587617

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

C/O Finlayson & Co Whitby Court, Abbey Road Shepley, Huddersfield, HD8 8EL
Incorporated 10/10/2005

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 02/07/2026

Due 16/07/2027

On track

Industry

66220
Activities of insurance agents and brokers
66290
Other activities auxiliary to insurance and pension funding

Officers

Craig Anthony Nicholls

secretary · Since 12/10/2005

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Mr Paul Bradley Cooper

director · Since 12/10/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Craig Anthony Nicholls

director · Since 12/10/2005

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Mr Andrew Smith

director · Since 21/05/2012

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Craig Anthony Nicholls

secretary · Since 12/10/2005

British

Paul Bradley Cooper

director · Since 12/10/2005

British · United Kingdom · Age 52

Craig Anthony Nicholls

director · Since 12/10/2005

British · England · Age 61

Andrew Smith

director · Since 21/05/2012

British · England · Age 52

Former

Buyview Ltd

corporate nominee director · Resigned 12/10/2005

Aa Company Services Limited

corporate nominee secretary · Resigned 12/10/2005

Sean Patrick Oneill

director · Resigned 23/06/2017

Persons with Significant Control

Mr Paul Bradley Cooper

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

C/O Finlayson & Co Whitby Court, Huddersfield, HD8 8EL

Notified 06/04/2016

Mr Andrew Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

Finlayson & Co, Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 23/06/2017

Mr Craig Nicholls

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 61

Finlayson & Co Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 23/06/2017

Change History

status → active
2026-09-27

Active

type → ltd
2026-09-27

Private Limited Company

address line1 → C/O Finlayson & Co Whitby Court
2026-09-27

C/O FINLAYSON & CO WHITBY COURT

post town → Huddersfield
2026-09-27

HUDDERSFIELD

officer appointed → NICHOLLS, Craig Anthony
2026-09-27
officer appointed → COOPER, Paul Bradley
2026-09-27
officer appointed → NICHOLLS, Craig Anthony
2026-09-27
officer appointed → SMITH, Andrew
2026-09-27

CompanyRankvs 109+ SIC 66220 peers
87

Financial strength92th percentile among SIC peers · 23/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.03× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£491k

Balance sheet strength

Cash

£320k

Cash in the bank

Net Current Assets

£503k

Working capital

Current Assets

£603k

Current Liabilities

£100k

Fixed Assets

£7k

Debtors

£284k

10avg. employees

Balance Sheet

Assets less current liabilities£510k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.03+£0
20256.03+£7k
20245.90+£24k
20236.06—

Derived from filed accounts. Not audited figures.

Filing History68 filings

Confirmation statement

confirmation statement with no updates

28/07/20263 pages · PDF
Accounts filed

accounts with accounts type total exemption full

18/05/202610 pages · PDF
Confirmation statement

confirmation statement with no updates

11/07/20253 pages · PDF
Accounts filed

accounts with accounts type total exemption full

02/07/202510 pages · PDF
Accounts filed

accounts with accounts type total exemption full

25/07/202411 pages · PDF
Confirmation statement

confirmation statement with updates

02/07/20245 pages · PDF
Shares allotted

capital allotment shares

25/06/20244 pages · PDF
Accounts filed

accounts with accounts type total exemption full

27/07/202311 pages · PDF
Confirmation statement

confirmation statement with no updates

17/07/20233 pages · PDF
Confirmation statement

confirmation statement with no updates

05/09/20223 pages · PDF
Accounts filed

accounts with accounts type total exemption full

28/07/202211 pages · PDF
Accounts filed

accounts with accounts type total exemption full

29/07/202111 pages · PDF
Confirmation statement

confirmation statement with no updates

29/07/20213 pages · PDF
Director details changed

change person director company with change date

30/09/20202 pages · PDF
PSC changed

change to a person with significant control

30/09/20202 pages · PDF
Confirmation statement

confirmation statement with no updates

04/08/20203 pages · PDF
Accounts filed

accounts with accounts type total exemption full

24/02/202010 pages · PDF
Accounts filed

accounts with accounts type total exemption full

29/07/201910 pages · PDF
Confirmation statement

confirmation statement with updates

11/07/20195 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/07/201810 pages · PDF
Shares allotted

capital allotment shares

17/07/20184 pages · PDF
Confirmation statement

confirmation statement with updates

11/07/20185 pages · PDF
Shares allotted

capital allotment shares

14/03/20184 pages · PDF
Accounts filed

accounts with accounts type total exemption small

27/07/20177 pages · PDF
Confirmation statement

confirmation statement with updates

10/07/20175 pages · PDF
Confirmation statement

confirmation statement with updates

06/07/20175 pages · PDF
PSC notified

notification of a person with significant control

05/07/20172 pages · PDF
PSC notified

notification of a person with significant control

05/07/20172 pages · PDF
PSC changed

change to a person with significant control

05/07/20172 pages · PDF
Director resigned

termination director company with name termination date

05/07/20171 page · PDF
Director details changed

change person director company with change date

19/04/20172 pages · PDF
Confirmation statement

confirmation statement with updates

15/11/20165 pages · PDF
Shares allotted

capital allotment shares

20/07/20164 pages · PDF
Accounts filed

accounts with accounts type total exemption small

11/07/20167 pages · PDF
Annual return

annual return company with made up date full list shareholders

22/10/20157 pages · PDF
Accounts filed

accounts with accounts type total exemption small

06/05/20158 pages · PDF
Annual return

annual return company with made up date full list shareholders

16/10/20147 pages · PDF
Accounts filed

accounts with accounts type total exemption small

30/07/20148 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/10/20137 pages · PDF
Accounts filed

accounts with accounts type total exemption small

25/07/20139 pages · PDF
Annual return

annual return company with made up date full list shareholders

15/10/20127 pages · PDF
Accounts filed

accounts with accounts type total exemption small

25/05/20128 pages · PDF
Director appointed

appoint person director company with name

21/05/20122 pages · PDF
Shares allotted

capital allotment shares

17/05/20124 pages · PDF
Annual return

annual return company with made up date full list shareholders

18/10/20116 pages · PDF
Accounts filed

accounts with accounts type total exemption small

11/07/20118 pages · PDF
Annual return

annual return company with made up date full list shareholders

28/10/20106 pages · PDF
Accounts filed

accounts with accounts type total exemption small

16/06/201011 pages · PDF
Annual return

annual return company with made up date full list shareholders

19/10/20099 pages · PDF
Director details changed

change person director company with change date

19/10/20092 pages · PDF
Director details changed

change person director company with change date

19/10/20092 pages · PDF
Director details changed

change person director company with change date

19/10/20092 pages · PDF
Accounts filed

accounts with accounts type total exemption small

28/03/20098 pages · PDF
363a

legacy

20/10/20086 pages · PDF
Accounts filed

accounts with accounts type total exemption small

25/04/20088 pages · PDF
363a

legacy

29/10/20074 pages · PDF
288c

legacy

28/04/20071 page · PDF
Accounts filed

accounts with accounts type total exemption small

26/04/20075 pages · PDF
88(2)R

legacy

06/03/20072 pages · PDF
363a

legacy

30/10/20064 pages · PDF
288a

legacy

21/02/20062 pages · PDF
88(2)R

legacy

25/11/20052 pages · PDF
287

legacy

15/11/20051 page · PDF
288b

legacy

15/11/20051 page · PDF
288b

legacy

15/11/20051 page · PDF
288a

legacy

15/11/20052 pages · PDF
288a

legacy

15/11/20052 pages · PDF
Incorporated

incorporation company

10/10/200514 pages · PDF