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Cps Financial Solutions Limited

05587617

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

C/O FINLAYSON & CO WHITBY COURT, HUDDERSFIELD, HD8 8EL
Incorporated 10/10/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers
66290
Other activities auxiliary to insurance and pension funding

Officers

Craig Anthony Nicholls

secretary · Since 12/10/2005

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Mr Paul Bradley Cooper

director · Since 12/10/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 2 other boards

Craig Anthony Nicholls

director · Since 12/10/2005

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Mr Andrew Smith

director · Since 21/05/2012

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Persons with Significant Control

Mr Paul Bradley Cooper

25–50% shares
25–50% votes
Appoint directors

British · England · Age 51

C/O Finlayson & Co Whitby Court, Huddersfield, HD8 8EL

Notified 06/04/2016

Mr Andrew Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

Finlayson & Co, Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 23/06/2017

Mr Craig Nicholls

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 60

Finlayson & Co Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 23/06/2017

CompanyRankvs 109+ SIC 66220 peers
87

Financial strength92th percentile among SIC peers · 23/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.03× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£491k

Balance sheet strength

Cash

£320k

Cash in the bank

Net Current Assets

£503k

Working capital

Current Assets

£603k

Current Liabilities

£100k

Fixed Assets

£7k

Debtors

£284k

10avg. employees-2

Tax at Year End(2018)

Dividends paid£141k

Balance Sheet

Assets less current liabilities£510k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.03+£7k
20245.90+£24k
20236.06+£15k
20225.23+£25k
20214.91+£61k
20205.28—
20193.96—
20183.15—

Derived from filed accounts. Not audited figures.