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James Murray Associates Limited

05635973

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

7A THE BROADWAY, CHEAM, SURREY, SM3 8BH
Incorporated 25/11/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr David Ronald Keary

secretary · Since 30/08/2007

IFA

BRITISH · ENGLAND · Age 53

Also on 3 other boards

Mr David Ronald Keary

director · Since 30/08/2007

IFA

BRITISH · UNITED KINGDOM · Age 53

Also on 3 other boards

Mr Nicholas Paul Young

director · Since 15/11/2022

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 54

Persons with Significant Control

Emmizzy Limited

50–75% shares
50–75% votes
Appoint directors

7a, The Broadway, Sutton, SM3 8BH

Reg: 13497715 · Companies House · Private Company Limited By Shares

Notified 09/03/2022

Mr Nicholas Paul Young

25–50% shares
25–50% votes

British · England · Age 54

7a, The Broadway, Sutton, SM3 8BH

Notified 21/07/2022

Former PSCs

Mr David Ronald Keary

Ceased 21/07/2022

CompanyRankvs 71+ SIC 66220 peers
88

Financial strength96th percentile among SIC peers · 24/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.41× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£1.2M

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.3M

Current Liabilities

£198k

Fixed Assets

£198k

Debtors

£50k

14avg. employees

Tax at Year End(2019)

Dividends paid£67k

Balance Sheet

Intangible assets£66k
Assets less current liabilities£1.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.41+£227k
20246.39-£146k
20233.98
202012.79
201910.10
20189.77

Derived from filed accounts. Not audited figures.