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Mortgage Concepts Associates Ltd

05694058

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

1 LANE END, CHARMOUTH, DT6 6PS
Incorporated 01/02/2006

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 27/01/2026

Due 10/02/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Susan Jane Richards

secretary · Since 01/02/2006

BRITISH · UNITED KINGDOM · Age 62

Mr Michael Vaughan Richards

director · Since 01/02/2006

DIRECTOR

BRITISH · ENGLAND · Age 69

Also on 2 other boards

Persons with Significant Control

Mr Michael Vaughan Richards

75–100% shares

British · England · Age 69

1, Lane End, Charmouth, DT6 6PS

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

BARCLAYS BANK PLC

Created 28/03/2006Registered 05/04/2006Satisfied 06/04/2021

CompanyRankvs 856+ SIC 66220 peers
76

Financial strength71th percentile among SIC peers · 18/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 33.16× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£48k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£47k

Working capital

Current Assets

£48k

Current Liabilities

£1k

Fixed Assets

£2k

2avg. employees

Balance Sheet

Assets less current liabilities£49k
Prepared with BTCSoftware AP Solution 2025 12.1.03

EstimatesDerived

YearCurrent RatioImplied Profit
202533.16-£4k
20243.81-£13k
20236.30+£22k
20223.84+£7k
202112.23+£17k
20208.08-£3k
20193.28+£14k
20183.05

Derived from filed accounts. Not audited figures.