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Insurance Warehouse Premium Finance Ltd

05934871

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

163 WELCOMES ROAD, SURREY, CR8 5HB
Incorporated 14/09/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Michael Christou

secretary · Since 15/09/2006

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 62

Also on 1 other board

Mr Michael Christou

director · Since 15/09/2006

INSURANCE BROKER

BRITISH · ENGLAND · Age 62

Also on 1 other board

Persons with Significant Control

Michael Christou

75–100% shares

British · United Kingdom · Age 62

36, Sangley Road, London, SE6 2JH

Notified 01/08/2016

Former PSCs

Tracy Ann Christou

Ceased 28/05/2025

Charges2 outstanding

charge
outstanding

ORCHARD FUNDING LIMITED

Created 10/09/2010Registered 14/09/2010
charge
outstanding

BEXHILL UK LIMITED

Created 29/11/2007Registered 30/11/2007

CompanyRankvs 1519+ SIC 66220 peers
63

Financial strength74th percentile among SIC peers · 19/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.93× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1519Insurance Warehouse Premium Finance Ltd
69
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£63k

Balance sheet strength

Cash

£17k

Cash in the bank

Net Current Assets

£63k

Working capital

Current Assets

£130k

Current Liabilities

£67k

Debtors

£113k

2avg. employees

Tax at Year End(2018)

Corp tax£5k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.93-£59k
20242.79-£5k
20232.26-£24k
20222.95-£32k
20213.23-£45k
20204.41+£13k
20194.27+£12k
20183.58—

Derived from filed accounts. Not audited figures.