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Creative Benefit Solutions Limited

06293305

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

51 Lime Street, London, EC3M 7DQ
Incorporated 26/06/2007

Previously known as

Cameron Browne Consulting Limited · until 05/11/2007
Shelfco (No. 3435) Limited · until 20/09/2007

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 13/01/2026

Due 27/01/2027

On track

Industry

65300
65300

Officers

Matthew Cumbers

director · Since 20/07/2023

DIRECTOR

BRITISH · ENGLAND · Age 36

Also on 4 other boards

Mr Troy Adam Clutterbuck

director · Since 20/07/2023

MANAGING DIRECTOR

BRITISH,AUSTRALIAN · ENGLAND · Age 51

Also on 11 other boards

Mr Stephen Richard Allan

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 55

Also on 6 other boards

Mrs Charlotte Mary Hodges

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 55

Also on 8 other boards

Ms Katharine Boysen

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 53

Also on 29 other boards

Troy Adam Clutterbuck

director · Since 20/07/2023

British,Australian · England · Age 51

Matthew Cumbers

director · Since 20/07/2023

British · England · Age 36

Charlotte Mary Hodges

director · Since 30/04/2026

British · United Kingdom · Age 55

Stephen Richard Allan

director · Since 30/04/2026

British · United Kingdom · Age 55

Katharine Boysen

director · Since 30/04/2026

British · United Kingdom · Age 53

Former

Mikjon Limited

corporate nominee director · Resigned 19/09/2007

Eps Secretaries Limited

corporate nominee secretary · Resigned 19/09/2007

Stephen Johnstone

secretary · Resigned 27/11/2014

Douglas Johnstone

director · Resigned 27/11/2014

Stephen Johnstone

director · Resigned 27/11/2014

Nigel Keith Chambers

director · Resigned 13/04/2022

Paul Jonathan Doble

director · Resigned 29/04/2022

Andrew Paul Mccarthy

director · Resigned 29/04/2022

Craig George Harrison

director · Resigned 29/04/2022

Daniel Ritchie Bridger

director · Resigned 29/04/2022

Charlie Albert Norman Stagg

director · Resigned 29/04/2022

David Ian White

director · Resigned 31/05/2023

Neil Martin Gough

director · Resigned 20/07/2023

Sally Anne Webber

director · Resigned 25/07/2023

Natwest Group Secretarial Services Limited

corporate secretary · Resigned 30/04/2026

Persons with Significant Control

Cushon Mt Limited

75–100% shares
75–100% votes
Appoint directors

250, Bishopsgate, London, EC2M 4AA

Reg: 12366412 · Companies House · Private Limited Company

Notified 13/04/2022

Former PSCs

Mr Douglas Johnstone

Ceased 13/04/2022

Charges0 outstanding

Charge
satisfied

ASHGROVE CAPITAL MANAGEMENT LTD. AS SECURITY AGENT FOR THE BENEFICIARIES

Created 16/11/2022Registered 18/11/2022Satisfied 08/06/2023
Charge
satisfied

ASHGROVE CAPITAL MANAGEMENT LTD. (AS SECURITY AGENT AND TRUSTEE FOR THE BENEFICIARIES)

Created 20/04/2022Registered 22/04/2022Satisfied 08/06/2023

Change History

statusactive
2026-07-26

Active

typeltd
2026-07-26

Private Limited Company

address line151 Lime Street
2026-07-26

250 BISHOPSGATE

post townLondon
2026-07-26

LONDON

postcodeEC3M 7DQ
2026-07-26

EC2M 4AA

officer appointedALLAN, Stephen Richard
2026-07-26
officer appointedBOYSEN, Katharine
2026-07-26
officer appointedCLUTTERBUCK, Troy Adam
2026-07-26
officer appointedCUMBERS, Matthew
2026-07-26
officer appointedHODGES, Charlotte Mary
2026-07-26

CompanyRankvs 76+ SIC 65300 peers
75

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.51× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/11/2021

Turnover

£11.1M

Annual revenue

Net Worth

£1.3M

Balance sheet strength

Cash

£977k

Cash in the bank

Profit Before Tax

£2.0M

Bottom line earnings

Net Current Assets

£1.2M

Working capital

Current Assets

£3.4M

Current Liabilities

£2.2M

Fixed Assets

£147k

Debtors

£2.4M

Cost of Sales

£2.0M

Gross Profit

£9.1M

Admin Expenses

£6.9M

Operating Profit

£2.3M

Profit After Tax

£2.1M

25avg. employees

People Costs

Wages & salaries£4.2M
NI contributions£325k

Balance Sheet

Assets less current liabilities£1.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20211.51

Derived from filed accounts. Not audited figures.