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Clarity Mortgages Limited

06350624

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

1 BROOK COURT, BECKENHAM, BR3 1HG
Incorporated 22/08/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Paul David Croucher

director · Since 22/08/2007

INSURANCE BROKER

BRITISH · ENGLAND · Age 54

Mrs Sharon Croucher

secretary · Since 07/06/2010

Persons with Significant Control

Mr Paul David Croucher

50–75% shares
50–75% votes
Appoint directors

British · England · Age 54

1 Brook Court, Blakeney Road, Beckenham, BR3 1HG

Notified 06/04/2016

Mrs Sharon Croucher

25–50% shares
25–50% votes

British · England · Age 51

1 Brook Court, Blakeney Road, Beckenham, BR3 1HG

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/01/2010Registered 09/01/2010

CompanyRankvs 667+ SIC 66220 peers
68

Financial strength65th percentile among SIC peers · 16/25
Employees83th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.62× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£29k

Balance sheet strength

Cash

£81k

Cash in the bank

Net Current Assets

£50k

Working capital

Current Assets

£81k

Current Liabilities

£31k

Fixed Assets

£2k

Debtors

£36

5avg. employees

Balance Sheet

Assets less current liabilities£52k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20242.62
20231.70
20222.25
20211.95
20202.29
20190.95
20180.97

Derived from filed accounts. Not audited figures.