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Berkeley Insurance Group Limited

06495539

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

7TH FLOOR CORN EXCHANGE, LONDON, EC3R 7NE
Incorporated 06/02/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Andrew Stewart Hunter

secretary · Since 03/10/2023

Mr Michael Andrew Bruce

director · Since 03/10/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 61 other boards

Persons with Significant Control

Brown & Brown Retail Holdco (Europe) Limited

75–100% shares
75–100% votes
Appoint directors

7th Floor Corn Exchange, 55 Mark Lane, London, EC3R 7NE

Reg: 09452808 · England And Wales · Limited By Shares

Notified 19/02/2024

Former PSCs

Mr Timothy Paul Maxted

Ceased 09/03/2020

Mr Andrew Stephen Bedford

Ceased 09/03/2020

Maxted Capital Limited

Ceased 19/02/2024

Charges0 outstanding

Charge
satisfied

COUTTS & COMPANY

Created 30/08/2013Registered 07/09/2013Satisfied 17/09/2018
charge
satisfied

MACQUARIE BANK LIMITED

Created 23/09/2008Registered 07/10/2008Satisfied 11/10/2013

CompanyRankvs 18210+ SIC 66220 peers
61

Financial strength99th percentile among SIC peers · 25/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.42× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 30/06/2022

Turnover

£4.2M

Annual revenue

Net Worth

£5.2M

Balance sheet strength

Cash

£712

Cash in the bank

Profit Before Tax

-£84k

Bottom line earnings

Net Current Assets

-£1.6M

Working capital

Current Assets

£1.1M

Current Liabilities

£2.7M

Fixed Assets

£6.9M

Debtors

£1.1M

Gross Profit

£4.2M

Admin Expenses

£4.3M

Operating Profit

-£84k

Profit After Tax

-£85k

14avg. employees-2

Tax at Year End

Corp tax£0
Dividends paid£0

People Costs

Wages & salaries£3.0M
NI contributions£420k

Balance Sheet

Assets less current liabilities£5.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20220.42-£85k
20210.24+£193k
20200.18

Derived from filed accounts. Not audited figures.