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Needham Mortgage Centre Limited

06562405

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

22-24 HIGH STREET, NEEDHAM MARKET, IP6 8AP
Incorporated 10/04/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mrs Emily Scott

secretary · Since 10/04/2008

Mr Philip David Scott

director · Since 10/04/2008

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 57

Also on 26 other boards

Persons with Significant Control

Mr Philip David Scott

75–100% shares
75–100% votes

British · United Kingdom · Age 57

22-24, High Street, Needham Market, IP6 8AP

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 09/11/2022Registered 11/11/2022
Charge
satisfied

BARCLAYS BANK PLC

Created 02/02/2018Registered 16/02/2018Satisfied 25/02/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 19/08/2013Registered 23/08/2013

CompanyRankvs 284+ SIC 64922 peers
66

Financial strength96th percentile among SIC peers · 24/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 4.49× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£486k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

£503k

Working capital

Current Assets

£646k

Current Liabilities

£144k

Fixed Assets

£10k

Debtors

£639k

Profit After Tax

£77k

0avg. employees-12

Tax at Year End

Corp tax£25k

Balance Sheet

Intangible assets£0
Assets less current liabilities£513k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20254.49-£86k
20244.67+£77k
20233.52-£94k
20225.27+£193k
20213.93+£101k
20203.27-£25k
20192.46

Derived from filed accounts. Not audited figures.