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Charwin Private Clients Limited

06628612

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

HOLLAND COURT, NORWICH, NR1 4DY
Incorporated 24/06/2008

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 24/06/2025

Due 08/07/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Ranald Macdougall Mitchell

director · Since 15/02/2009

FINANCIAL SERVICES

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Mrs Diana Sara Day

director · Since 01/06/2010

ACCOUNTANT

BRITISH · ENGLAND · Age 47

Also on 1 other board

Persons with Significant Control

Mr Ranald Macdougall Mitchell

25–50% shares
ownership-of-shares-25-to-50-percent-as-trust
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · United Kingdom · Age 52

Holland Court, The Close, Norwich, NR1 4DY

Notified 01/04/2017

Mrs Diana Sara Day

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 47

Holland Court, The Close, Norwich, NR1 4DY

Notified 01/05/2017

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 12/05/2022Registered 12/05/2022

CompanyRankvs 304+ SIC 66220 peers
73

Financial strength77th percentile among SIC peers · 19/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£85k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£85k

Working capital

Current Assets

£117k

Current Liabilities

£32k

Fixed Assets

£130

10avg. employees

Balance Sheet

Assets less current liabilities£85k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20253.66+£4k
20243.30+£7k
20232.92+£4k
20224.72+£17k
20216.00-£18k
20205.56-£6k
20192.97-£8k
20182.95

Derived from filed accounts. Not audited figures.