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Orchard Funding Limited

06656377

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 6 outstanding charges (-10)

Details

222 ARMSTRONG ROAD, LUTON, LU2 0FY
Incorporated 25/07/2008

Compliance

Last accounts

31/01/2026

full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 24/07/2025

Due 07/08/2026

On track

Industry

64921
64921

Officers

Mr Ravi Takhar

director · Since 25/07/2008

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 8 other boards

Miss Emmia Louise Stratford

director · Since 01/04/2015

HEAD OF OPERATIONS/FINANCIAL SERVICES

BRITISH · ENGLAND · Age 44

Also on 9 other boards

Mr Liam Leo Mcshane

secretary · Since 01/06/2015

Ms Tatiana Korenkova

director · Since 21/07/2015

HEAD OF FINANCE

BRITISH · ENGLAND · Age 54

Also on 10 other boards

Persons with Significant Control

Orchard Funding Group Plc

75–100% shares
75–100% votes
Appoint directors

222, Armstrong Road, Luton, LU2 0FY

Reg: 09618919 · Registrar Of Cpompanies England And Wales · Public Limited Company

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 20/04/2026Registered 20/04/2026
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 16/04/2025Registered 16/04/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 19/04/2024Registered 19/04/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 19/04/2023Registered 20/04/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 21/04/2022Registered 22/04/2022
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 21/04/2021Registered 07/05/2021
Charge
satisfied

CONISTER BANK LIMITED

Created 01/10/2020Registered 02/10/2020Satisfied 07/05/2021
Charge
satisfied

CONISTER BANK LIMITED

Created 14/08/2017Registered 25/08/2017Satisfied 07/05/2021

CompanyRankvs 382+ SIC 64921 peers
32

Financial strength32th percentile among SIC peers · 8/25
Employees96th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are de

Key FinancialsYear ending 31/01/2026

Net Worth

£100

Balance sheet strength

Cash

£254k

Cash in the bank

Profit Before Tax

£2.5M

Bottom line earnings

Net Current Assets

Working capital

Current Assets

Current Liabilities

Debtors

£21.5M

Admin Expenses

£2.0M

Profit After Tax

£2.0M

10avg. employees

Tax at Year End

Corp tax£497k
Dividends paid£500k

People Costs

Wages & salaries£372k

Balance Sheet

Bank loans & overdrafts£2.5M
Prepared with CCH Software