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New Beginnings (Mortgage & Finance) Ltd.

06721208

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

56 THE FILLYBROOKS, STONE, ST15 0DL
Incorporated 13/10/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Laura Washington-Clarke

director · Since 13/10/2008

MORTGAGE CONSULTANT

BRITISH · ENGLAND · Age 45

Mr Stephen Washington

secretary · Since 27/12/2023

Persons with Significant Control

Mrs Laura Jayne Washington-Clarke

75–100% shares

British · England · Age 45

56, The Fillybrooks, Stone, ST15 0DL

Notified 13/10/2016

CompanyRankvs 4333+ SIC 66220 peers
44

Financial strength10th percentile among SIC peers · 3/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.9× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

-£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£1k

Working capital

Current Assets

£12k

Current Liabilities

£13k

Fixed Assets

£767

1avg. employees

Balance Sheet

Assets less current liabilities-£596
Signed by Mrs Laura Washington-Clarke 04/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.90+£4k
20240.25+£4k
20230.20+£2k
20220.26+£2k
20210.33-£248
20200.82-£18k
2019-0.22
2018-0.94

Derived from filed accounts. Not audited figures.