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J.N & E Capstick Insurance Consultants Limited

06872469

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

MARKET SQUARE, KIRKBY STEPHEN, CA17 4QT
Incorporated 07/04/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr David John Capstick

director · Since 07/04/2009

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 2 other boards

Mrs Elsie Capstick

director · Since 07/04/2009

DIRECTOR

BRITISH · ENGLAND · Age 84

Persons with Significant Control

David Capstick Limited

75–100% shares
75–100% votes
Appoint directors

Market Square, Kirkby Stephen, Cumbria, CA17 4QT

Reg: 12061570 · Companies House · Limited Liability Company

Notified 21/06/2019

Former PSCs

Mr David John Capstick

Ceased 21/06/2019

Mrs Elsie Capstick

Ceased 01/10/2024

Mr David John Capstick

Ceased 01/10/2024

Charges1 outstanding

Charge
outstanding

HANDELSBANKEN PLC

Created 04/02/2020Registered 12/02/2020

CompanyRankvs 769+ SIC 66220 peers
67

Financial strength79th percentile among SIC peers · 20/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.22× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£110k

Balance sheet strength

Cash

£334k

Cash in the bank

Net Current Assets

£76k

Working capital

Current Assets

£432k

Current Liabilities

£356k

Fixed Assets

£52k

Debtors

£98k

21avg. employees+3

Balance Sheet

Assets less current liabilities£129k

EstimatesDerived

YearCurrent RatioImplied Profit
20251.22+£58k
20241.09-£34k
20231.19+£3k
20221.64+£49k
20211.01

Derived from filed accounts. Not audited figures.