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James Miller Financial Planning Limited

07242081

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

THE GALLERY BARN RIVERSIDE, TRURO, TR3 7NY
Incorporated 04/05/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr John Paul Miller

secretary · Since 04/05/2010

Mr James Spencer Miller

director · Since 04/05/2010

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 45

Also on 2 other boards

Persons with Significant Control

Mr James Spencer Miller

50–75% shares
50–75% votes
Appoint directors

British · England · Age 45

Furzupland, Kenwyn, Truro, TR4 9BY

Notified 06/04/2016

Mrs Lindsey Miller

25–50% shares
25–50% votes

British · England · Age 43

Furzeupland, Kenwyn, Truro, TR4 9BY

Notified 03/04/2019

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 22/11/2019Registered 28/11/2019
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 07/09/2019Registered 10/09/2019

CompanyRankvs 156+ SIC 66220 peers
76

Financial strength91th percentile among SIC peers · 23/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 11.64× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£447k

Balance sheet strength

Cash

£174k

Cash in the bank

Net Current Assets

£238k

Working capital

Current Assets

£260k

Current Liabilities

£22k

Fixed Assets

£365k

Debtors

£87k

7avg. employees

Balance Sheet

Bank loans & overdrafts£166k
Assets less current liabilities£603k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202511.64+£0
202511.64-£186k
20244.34-£174k
20239.25+£485k
20224.51-£9k
20214.04-£85k
20204.70+£13k
201912.46-£30k
20189.14

Derived from filed accounts. Not audited figures.