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Vita Financial Limited

07266691

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

Capital House Pride Place, Pride Park, Derby, DE24 8QR
Incorporated 27/05/2010

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 02/04/2026

Due 16/04/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Barry Walter Pappin

director · Since 27/05/2010

DIRECTOR

BRITISH · WALES · Age 41

Also on 3 other boards

Mr Paul Reed

director · Since 27/05/2010

DIRECTOR

BRITISH · WALES · Age 45

Also on 2 other boards

Mr Peter Christopher Steven Brodnicki

director · Since 12/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 7 other boards

Ms Emilie Nadia Marcelline Burgaud Mccarthy

director · Since 18/06/2024

DIRECTOR

FRENCH · ENGLAND · Age 45

Also on 37 other boards

Barry Walter Pappin

director · Since 27/05/2010

British · Wales · Age 41

Paul Reed

director · Since 27/05/2010

British · Wales · Age 45

Peter Christopher Steven Brodnicki

director · Since 12/07/2022

British · England · Age 64

Emilie Nadia Marcelline Burgaud Mccarthy

director · Since 18/06/2024

French · England · Age 45

Former

James Perkins

director · Resigned 01/07/2011

Lucy Claire Tilley

director · Resigned 07/06/2024

Fabien Benjamin Holler

secretary · Resigned 30/06/2024

Benjamin David Thompson

director · Resigned 31/12/2025

Persons with Significant Control

Mortgage Advice Bureau Limited

75–100% shares
75–100% votes
Appoint directors

Capital House, Pride Place, Derby, DE24 8QR

Reg: 03368205 · Companies House · Private Limited Company

Notified 28/05/2021

Former PSCs

Mr Barry Walter Pappin

Ceased 12/07/2022

Mr Paul Reed

Ceased 12/07/2022

Change History

officer appointedBRODNICKI, Peter Christopher Steven
2026-07-27
officer appointedBURGAUD MCCARTHY, Emilie Nadia Marcelline
2026-07-27
officer appointedPAPPIN, Barry Walter
2026-07-27
officer appointedREED, Paul
2026-07-27
statusactive
2026-07-27

Active

typeltd
2026-07-27

Private Limited Company

address line1Capital House Pride Place
2026-07-27

CAPITAL HOUSE PRIDE PLACE

post townDerby
2026-07-27

DERBY

CompanyRankvs 208+ SIC 66220 peers
85

Financial strength85th percentile among SIC peers · 21/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.49× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2021

Net Worth

£216k

Balance sheet strength

Cash

£280k

Cash in the bank

Net Current Assets

£436k

Working capital

Current Assets

£515k

Current Liabilities

£79k

Fixed Assets

£32k

Debtors

£236k

14avg. employees

Balance Sheet

Intangible assets£9k
Assets less current liabilities£468k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20216.49

Derived from filed accounts. Not audited figures.