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Erl Financial Limited

07335059

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

ABISCA SOUTHLANDS ROAD, BILLERICAY, CM11 2XB
Incorporated 03/08/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Christine Ann Mitchell

director · Since 03/08/2010

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 78

Also on 8 other boards

Miss Karen Lisa Cordell

director · Since 28/02/2012

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 1 other board

Persons with Significant Control

Mrs Christine Ann Mitchell

50–75% shares
50–75% votes
Appoint directors
right-to-appoint-and-remove-directors-as-firm
Significant control
significant-influence-or-control-as-firm

British · England · Age 78

Abisca, Southlands Road, Billericay, CM11 2XB

Notified 03/08/2016

CompanyRankvs 3068+ SIC 66220 peers
58

Financial strength34th percentile among SIC peers · 9/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.88× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£231

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£24k

Current Liabilities

£27k

Fixed Assets

£4k

Debtors

£24k

8avg. employees

Tax at Year End

Corp tax£2k

Director Loans

Directors owe company£23k

Balance Sheet

Assets less current liabilities£231
Signed by Mrs Christine Mitchell 28th November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.88—
20241.09—
20231.44—
20221.49+£791
20211.61+£66k
20200.67-£10k
20190.53-£34k
20180.82—

Derived from filed accounts. Not audited figures.