Back to search

Caledonian Consumer Finance Ltd

07368004

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

PACIFIC HOUSE FLETCHER WAY, CARLISLE, CA3 0LJ
Incorporated 07/09/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64921
64921

Officers

Mr Craig William Murray

director · Since 07/09/2010

DIRECTOR

SCOTTISH · SCOTLAND · Age 68

Also on 5 other boards

Ms Gaynor Carruthers Bulloch

secretary · Since 24/11/2010

Mr Stephen Morgan Dowdells

director · Since 21/01/2015

FINANCE DIRECTOR

SCOTTISH · SCOTLAND · Age 63

Also on 5 other boards

Persons with Significant Control

Mr Craig William Murray

75–100% shares
75–100% votes
voting-rights-75-to-100-percent-as-firm
Appoint directors
Significant control

British · Scotland · Age 68

Suite 3/1, Skypark 3, Glasgow

Notified 14/04/2016

Charges2 outstanding

Charge
outstanding

HONEYCOMB INVESTMENT TRUST PLC

Created 22/02/2016Registered 27/02/2016
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 24/06/2013Registered 02/07/2013Satisfied 08/02/2016
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 24/07/2012Registered 28/07/2012

CompanyRankvs 364+ SIC 64921 peers
33

Financial strength32th percentile among SIC peers · 8/25
Employees99th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
1Empire Bespoke Foods Limited
90
2Family Finance Limited
89
3Loans 2 Go Limited
89
4Fish Brothers Group Limited
88
5Newmafruit Farms Limited
87
6Beatty Developments (East Anglia) Limited
87
7Valour Finance Limited
87
8Y2k Properties Limited
86
9First Senior Finance Limited
86
10Aberdeen Enterprise Finance Limited
86
364Caledonian Consumer Finance Ltd
53
How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/10/2022

Turnover

£5.8M

Annual revenue

Net Worth

£100

Balance sheet strength

Cash

£68k

Cash in the bank

Profit Before Tax

£680k

Bottom line earnings

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

£15.1M

Fixed Assets

£4.4M

Debtors

-£500k

Admin Expenses

£4.1M

Operating Profit

£1.7M

Profit After Tax

£412k

36avg. employees

Tax at Year End

Corp tax£205k
Prepared with CCH Software