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Opal Financials Ltd

07443342

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

UNIT 26 EDWIN FODEN BUSINESS CENTRE, SANDBACH, CW11 3AE
Incorporated 18/11/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mr Steven James Hodgkiss

director · Since 18/11/2010

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mr Carl Malcolm Dutton

director · Since 02/04/2013

DIRECTOR

BRITISH · ENGLAND · Age 49

Ms Emma Louise Hodgson

director · Since 01/10/2018

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 1 other board

Persons with Significant Control

Mr Steven James Hodgkiss

25–50% shares
25–50% votes

British · United Kingdom · Age 44

Unit 26, Edwin Foden Business Centre, Sandbach, CW11 3AE

Notified 18/11/2016

Mr Carl Malcom Dutton

25–50% shares
25–50% votes

British · United Kingdom · Age 49

St Mary's House, Crewe Road, Stoke-On-Trent, ST7 2EW

Notified 01/12/2020

Ms Emma Louise Hodgson

25–50% shares
25–50% votes

British · England · Age 34

Unit 26, Edwin Foden Business Centre, Sandbach, CW11 3AE

Notified 02/12/2020

Charges1 outstanding

Charge
outstanding

HSBC BANK PLC

Created 26/10/2015Registered 27/10/2015

CompanyRankvs 28+ SIC 64922 peers
78

Financial strength93th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.4× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£185k

Balance sheet strength

Cash

£119k

Cash in the bank

Net Current Assets

£190k

Working capital

Current Assets

£326k

Current Liabilities

£136k

Fixed Assets

£12k

Debtors

£207k

17avg. employees

Balance Sheet

Assets less current liabilities£202k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.40+£55k
20232.59-£11k
20222.62+£24k
20213.35—

Derived from filed accounts. Not audited figures.