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Step One Finance Limited

07448379

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

Premier House, 15-19 Church Street West, Woking, GU21 6DJ
Incorporated 23/11/2010

Compliance

Last accounts

31/12/2024

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 23/11/2025

Due 07/12/2026

On track

Industry

64921
64921
64922
64922

Officers

Jameel Abdulaziz Jesani

secretary · Since 23/11/2010

Michael George Childress

director · Since 23/11/2010

British · United States · Age 53

Jameel Abdulaziz Jesani

director · Since 23/11/2010

British · Spain · Age 50

Rajiv Agarwal

director · Since 01/05/2025

British · United Kingdom · Age 70

Former

Eric Gamble Clause

director · Resigned 13/02/2019

Persons with Significant Control

Mr Michael George Childress

25–50% votes

British · United States · Age 53

Premier House, 15-19 Church Street West, Woking, GU21 6DJ

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

U.S. BANK TRUSTEES LIMITED

Created 26/10/2021Registered 03/11/2021Satisfied 25/03/2025
Charge
satisfied

SOLO ASSET I (IRELAND) DESIGNATED ACTIVITY COMPANY

Created 15/03/2018Registered 05/04/2018Satisfied 25/03/2025
Charge
satisfied

BUCKTHORN FINANCING DESIGNATED ACTIVITY COMPANY

Created 15/03/2018Registered 20/03/2018Satisfied 25/03/2025
Charge
satisfied

CREDIT SUISSE SECURITIZED PRODUCTS FUND L.P.

Created 13/05/2014Registered 22/05/2014Satisfied 25/03/2025

Change History

officer appointedJESANI, Jameel Abdulaziz
2026-06-10
officer appointedJESANI, Jameel Abdulaziz, Mr.
2026-06-10
officer appointedAGARWAL, Rajiv
2026-06-10
officer appointedCHILDRESS, Michael George
2026-06-10
statusactive
2026-06-10

Active

typeltd
2026-06-10

Private Limited Company

address line1Premier House
2026-06-10

PREMIER HOUSE

post townWoking
2026-06-10

WOKING

CompanyRankvs 113+ SIC 64921 peers
64

Financial strength68th percentile among SIC peers · 17/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.36× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with

Key FinancialsYear ending 31/12/2024

Net Worth

£97k

Balance sheet strength

Cash

£8.1M

Cash in the bank

Net Current Assets

£3.1M

Working capital

Current Assets

£11.5M

Current Liabilities

£8.5M

Fixed Assets

£218k

Debtors

£32k

Profit After Tax

-£1.1M

42avg. employees

Balance Sheet

Assets less current liabilities£3.3M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent Ratio
20241.36

Derived from filed accounts. Not audited figures.