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Clear Insurance Limited

07545735

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

162-164 High Street, Rayleigh, SS6 7BS
Incorporated 28/02/2011

Compliance

Last accounts

31/10/2025

audit exemption subsidiary

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 27/09/2025

Due 11/10/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Stephen Martin Dunk

director · Since 28/02/2011

DIRECTOR

BRITISH · UNITED KINGDOM · Age 70

Also on 15 other boards

Mr Philip John Marston

director · Since 28/02/2011

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 11 other boards

Geoffrey Francis Dunk

director · Since 28/02/2011

British · England · Age 60

Stephen Martin Dunk

director · Since 28/02/2011

British · United Kingdom · Age 70

Philip John Marston

director · Since 28/02/2011

British · England · Age 61

Former

Mr Geoffrey Francis Dunk

director · Resigned 07/09/2026

Persons with Significant Control

Clearanswer Call Centres Limited

75–100% shares
75–100% votes
Appoint directors

162-164 High Street, Rayleigh, SS6 7BS

Reg: 04549385 · England And Wales · Limited Company

Notified 27/09/2024

Former PSCs

Mr Stephen Martin Dunk

Ceased 27/09/2024

Mr Philip John Marston

Ceased 27/09/2024

Mr Geoffrey Francis Dunk

Ceased 27/09/2024

Change History

statusactive
2026-08-27

Active

typeltd
2026-08-27

Private Limited Company

address line1162-164 High Street
2026-08-27

162-164 HIGH STREET

post townRayleigh
2026-08-27

RAYLEIGH

officer appointedDUNK, Geoffrey Francis
2026-08-27
officer appointedDUNK, Stephen Martin
2026-08-27
officer appointedMARSTON, Philip John
2026-08-27

CompanyRankvs 4538+ SIC 66220 peers
37

Financial strength12th percentile among SIC peers · 3/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

-£162

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£162

Working capital

Current Assets

£100

Current Liabilities

£262

0avg. employees

Balance Sheet

Assets less current liabilities-£162
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20240.38
20230.38

Derived from filed accounts. Not audited figures.

Filing History44 filings

Accounts filed

accounts with accounts type audit exemption subsiduary

07/08/20265 pages · PDF
PARENT_ACC

legacy

07/08/202631 pages · PDF
GUARANTEE2

legacy

15/07/20264 pages · PDF
AGREEMENT2

legacy

15/07/20261 page · PDF
Confirmation statement

confirmation statement with updates

29/09/20254 pages · PDF
PSC07

cessation of a person with significant control

12/02/20251 page · PDF
PSC07

cessation of a person with significant control

12/02/20251 page · PDF
PSC07

cessation of a person with significant control

12/02/20251 page · PDF
PSC02

notification of a person with significant control

12/02/20252 pages · PDF
Accounts date changed

change account reference date company current extended

11/02/20251 page · PDF
Confirmation statement

confirmation statement with updates

27/09/20245 pages · PDF
Accounts filed

accounts with accounts type micro entity

06/09/20245 pages · PDF
Confirmation statement

confirmation statement with no updates

29/02/20243 pages · PDF
Accounts filed

accounts with accounts type micro entity

06/10/20235 pages · PDF
Confirmation statement

confirmation statement with no updates

28/02/20233 pages · PDF
Accounts filed

accounts with accounts type micro entity

21/09/20225 pages · PDF
Accounts filed

accounts with accounts type micro entity

07/03/20225 pages · PDF
Confirmation statement

confirmation statement with no updates

28/02/20223 pages · PDF
Director details changed

change person director company with change date

28/02/20222 pages · PDF
Director details changed

change person director company with change date

28/02/20222 pages · PDF
Director details changed

change person director company with change date

28/02/20222 pages · PDF
Confirmation statement

confirmation statement with no updates

12/03/20213 pages · PDF
Accounts filed

accounts with accounts type micro entity

01/10/20205 pages · PDF
Confirmation statement

confirmation statement with no updates

02/03/20203 pages · PDF
Accounts filed

accounts with accounts type micro entity

07/11/20195 pages · PDF
Confirmation statement

confirmation statement with updates

13/03/20194 pages · PDF
Accounts filed

accounts with accounts type micro entity

19/09/20184 pages · PDF
Confirmation statement

confirmation statement with updates

28/02/20184 pages · PDF
Accounts filed

accounts with accounts type micro entity

15/12/20175 pages · PDF
Director details changed

change person director company with change date

05/09/20172 pages · PDF
PSC changed

change to a person with significant control

05/09/20172 pages · PDF
Confirmation statement

confirmation statement with updates

13/03/20177 pages · PDF
Accounts filed

accounts with accounts type dormant

28/11/20166 pages · PDF
Accounts filed

accounts with accounts type dormant

12/04/20166 pages · PDF
Annual return

annual return company with made up date full list shareholders

29/03/20165 pages · PDF
Accounts filed

accounts with accounts type dormant

31/03/20156 pages · PDF
Annual return

annual return company with made up date full list shareholders

25/03/20155 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/03/20145 pages · PDF
Accounts filed

accounts with accounts type dormant

07/11/20137 pages · PDF
Annual return

annual return company with made up date full list shareholders

10/04/20135 pages · PDF
Accounts filed

accounts with accounts type total exemption small

29/11/20126 pages · PDF
Accounts date changed

change account reference date company previous extended

14/11/20121 page · PDF
Annual return

annual return company with made up date full list shareholders

09/03/20125 pages · PDF
Incorporated

incorporation company

28/02/201132 pages · PDF