Bath And West Finance Limited

07673439

active

Private Limited Company

england wales

Companies House

Health Score

60 / 100

Some Concerns

30/30

Filing

0/30

Financial

30/40

Risk

Negative net worth (-10)
Current liabilities exceed current assets (-10)
162 outstanding charges (-10)

Details

BURY MANOR OFFICES WOODCROFT LANE, BRISTOL, BS30 5SH

Incorporated 17/06/2011

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 17/06/2026

Due 01/07/2027

On track

Industry

64922

Officers

Mr Martyn Scott Smith

director · Since 17/06/2011

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 64

Also on 2 other boards

Mr Robert John Owen

director · Since 01/04/2022

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 69

Bridget Juckes

director · Since 02/09/2024

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 66

Mr Damien Rodney Lee Druce

director · Since 01/04/2025

CHIEF OPERATING OFFICER

BRITISH · UNITED KINGDOM · Age 47

Also on 10 other boards

Mr David Lee Tropp

director · Since 01/04/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Mr Matthew James Robert Anderson

director · Since 01/04/2025

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 7 other boards

Mr John Peter Bigwood

director · Since 01/04/2025

CHIEF FINANCIAL OFFICER

BRITISH · UNITED KINGDOM · Age 59

Also on 12 other boards

Mr Daniel Power

director · Since 30/06/2026

BRITISH · ENGLAND · Age 69

Former

Mr Mike Ellwood

director · Resigned 30/06/2026

Persons with Significant Control

Mr Martyn Scott Smith

50–75% shares

50–75% votes

British · England · Age 64

York House, 1300 Parkway North, Bristol, BS34 8YU

Notified 06/04/2016

Charges162 outstanding

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 20/03/2026Registered 30/03/2026

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 25/02/2026Registered 10/03/2026

Charge

outstanding

BARRIE JOHN WELLS

Created 01/02/2026Registered 10/02/2026

Charge

outstanding

TRAITBOND PENSION SCHEME

Created 29/01/2026Registered 30/01/2026

Charge

outstanding

MARTYN SMITH, ALAN DALTON AND LYNNE CHARKHAM

Created 10/11/2025Registered 18/11/2025

Charge

outstanding

MARTYN SMITH

Created 09/06/2025Registered 13/06/2025

Charge

outstanding

LYNNE CHARKHAM

Created 01/05/2025Registered 13/05/2025

Charge

outstanding

ALAN DALTON

Created 01/05/2025Registered 13/05/2025

Charge

outstanding

CLIVE FARRELL

Created 28/04/2025Registered 01/05/2025

Charge

outstanding

COLIN SILLER

Created 24/04/2025Registered 29/04/2025

Charge

outstanding

MARTYN SMYTH

Created 15/04/2025Registered 23/04/2025

Charge

outstanding

SARA TUTCHENER

Created 14/04/2025Registered 14/04/2025

Charge

outstanding

SARA TUTCHENER

Created 14/04/2025Registered 14/04/2025

Charge

outstanding

MARTYN SMITH

Created 31/03/2025Registered 02/04/2025

Charge

outstanding

LYNNE CHARKHAM

Created 06/03/2025Registered 06/03/2025

Charge

outstanding

ALAN DALTON

Created 06/03/2025Registered 06/03/2025

Charge

outstanding

PUMPKIN ESTATES LIMITED COMPANY NUMBER 08368072

Created 15/01/2025Registered 20/01/2025

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 17/12/2024Registered 20/12/2024

Charge

outstanding

CLIVE PATRICK FARRELL

Created 17/12/2024Registered 20/12/2024

Charge

outstanding

ALAN NIGEL DALTON · LYNNE CHARKHAM

Created 16/12/2024Registered 17/12/2024

Charge

outstanding

PHILIPPA MILLER AND RICHARD HENRY MILLER OF RYEWATER FARM PARTNERSHIP

Created 29/10/2024Registered 07/11/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED COMPANY NUMBER 08368072

Created 16/10/2024Registered 29/10/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED COMPANY NUMBER 08368072

Created 10/10/2024Registered 17/10/2024

Charge

outstanding

LOCKSASH COMPANY COMPANY NUMBER 11437870

Created 25/09/2024Registered 14/10/2024

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 30/09/2024Registered 07/10/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 27/09/2024Registered 27/09/2024

Charge

outstanding

PHILIPPA MILLER · RICHARD HENRY MILLER

Created 30/08/2024Registered 11/09/2024

Charge

outstanding

SARA TUCHENER

Created 28/08/2024Registered 10/09/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 21/08/2024Registered 28/08/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER 08368072)

Created 15/08/2024Registered 20/08/2024

Charge

outstanding

RAJNA FARRELL

Created 15/08/2024Registered 15/08/2024

Charge

outstanding

LYNNE CHARKHAM

Created 06/08/2024Registered 09/08/2024

Charge

outstanding

ALAN DALTON

Created 06/08/2024Registered 09/08/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 24/07/2024Registered 06/08/2024

Charge

outstanding

STRATFORD-UPON-AVON BUTTERFLY FARM LIMITED

Created 24/07/2024Registered 06/08/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 24/07/2024Registered 02/08/2024

Charge

outstanding

RAJNA FARRELL

Created 30/07/2024Registered 01/08/2024

Charge

outstanding

SARA TUTCHENER

Created 30/07/2024Registered 30/07/2024

Charge

outstanding

COLIN SILLER

Created 29/07/2024Registered 29/07/2024

Charge

outstanding

LOCKSASH COMPANY

Created 19/07/2024Registered 22/07/2024

Charge

outstanding

MERLEWOOD ESTATES LIMITED

Created 19/07/2024Registered 22/07/2024

Charge

outstanding

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 18/07/2024Registered 18/07/2024

Charge

outstanding

GREENMANTLE ESTATES LIMITED

Created 11/07/2024Registered 17/07/2024

Charge

outstanding

SW ESTATES LIMITED

Created 11/07/2024Registered 17/07/2024

Charge

outstanding

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 15/07/2024Registered 17/07/2024

Charge

outstanding

SARA TUTCHENER

Created 03/07/2024Registered 16/07/2024

Charge

outstanding

RICHARD HENRY MILLER AND PHILIPPA JANE MILLER

Created 08/07/2024Registered 15/07/2024

Charge

outstanding

SARA TUTCHENER

Created 27/06/2024Registered 09/07/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 05/07/2024Registered 09/07/2024

Charge

outstanding

ROSEANNE MARY RUTH BROAD

Created 24/05/2024Registered 10/06/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 23/05/2024Registered 10/06/2024

Charge

outstanding

MERLEWOOD ESTATES LIMITED

Created 22/05/2024Registered 10/06/2024

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 10/05/2024Registered 20/05/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 12/04/2024Registered 24/04/2024

Charge

outstanding

RICHARD JURCZENKO-ULANOWSKI

Created 26/02/2024Registered 07/03/2024

Charge

outstanding

MARTYN SMITH

Created 26/02/2024Registered 06/03/2024

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 26/02/2024Registered 06/03/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER: 08368072)

Created 22/02/2024Registered 23/02/2024

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 13/02/2024Registered 16/02/2024

Charge

outstanding

CLIVE PATRICK FARRELL

Created 13/02/2024Registered 16/02/2024

Charge

outstanding

SARA TUTCHENER

Created 13/02/2024Registered 16/02/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER 08368072)

Created 02/02/2024Registered 06/02/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER: 08368072)

Created 30/01/2024Registered 30/01/2024

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 12/01/2024Registered 18/01/2024

Charge

outstanding

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 21/12/2023Registered 11/01/2024

Charge

outstanding

SARA TUTCHENER

Created 21/12/2023Registered 09/01/2024

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 15/12/2023Registered 02/01/2024

Charge

outstanding

MERLEWOOD ESTATES LIMITED (COMPANY NUMBER 01704435)

Created 15/12/2023Registered 02/01/2024

Charge

outstanding

MARTYN SMITH

Created 12/12/2023Registered 02/01/2024

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 21/12/2023Registered 22/12/2023

Charge

outstanding

RAJNA FARRELL

Created 15/12/2023Registered 20/12/2023

Charge

outstanding

ALAN NIGEL DALTON

Created 29/11/2023Registered 30/11/2023

Charge

outstanding

LYNNE CHARKHAM

Created 29/11/2023Registered 30/11/2023

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 24/11/2023Registered 30/11/2023

Charge

outstanding

COLIN SILLER

Created 17/11/2023Registered 20/11/2023

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 03/11/2023Registered 13/11/2023

Charge

outstanding

CLIVE PATRICK FARRELL · RAJNA FARRELL · MDP TRUSTEES LIMITED (COMPANY NUMBER 07106837) · TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 10/11/2023Registered 13/11/2023

Charge

outstanding

RICHARD MILLER TRADING AS RYEWATER FARM PARTNERSHIP

Created 26/09/2023Registered 02/10/2023

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 26/09/2023Registered 02/10/2023

Charge

outstanding

DOMINIC PHILIP EEDLE

Created 26/09/2023Registered 27/09/2023

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 15/09/2023Registered 20/09/2023

Charge

outstanding

SARA TUTCHENER

Created 15/09/2023Registered 20/09/2023

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 12/09/2023Registered 12/09/2023

Charge

outstanding

SARA TUTCHENER

Created 31/07/2023Registered 03/08/2023

Charge

outstanding

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 26/05/2023Registered 30/05/2023

Charge

outstanding

ALAN DALTON AND LYNNE CHARKHAM

Created 22/05/2023Registered 29/05/2023

Charge

outstanding

SONJA FARRELL

Created 31/03/2023Registered 05/04/2023

Charge

outstanding

LYNNE CHARKHAM

Created 20/02/2023Registered 07/03/2023

Charge

outstanding

ALAN DALTON

Created 20/02/2023Registered 07/03/2023

Charge

outstanding

THE TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 10/02/2023Registered 14/02/2023

Charge

outstanding

MONARCH FUNDING LIMITED

Created 08/02/2023Registered 09/02/2023

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER: 08368072)

Created 03/01/2023Registered 05/01/2023

Charge

outstanding

RAJNA FARRELL

Created 03/01/2023Registered 04/01/2023

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 22/12/2022Registered 03/01/2023

Charge

outstanding

MARTYN SMITH

Created 19/12/2022Registered 21/12/2022

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 28/11/2022Registered 29/11/2022

Charge

outstanding

LENDNET LLP

Created 25/11/2022Registered 28/11/2022

Charge

outstanding

THE TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 21/10/2022Registered 01/11/2022

Charge

outstanding

GREENMANTLE ESTATES LIMITED (COMPANY NUMBER 06220057)

Created 07/10/2022Registered 17/10/2022

Charge

outstanding

SW ESTATES LIMITED (COMPANY NUMBER 04660694)

Created 07/10/2022Registered 10/10/2022

Charge

outstanding

PUMPKIN ESTATES LIMITED (COMPANY NUMBER: 08368072)

Created 23/09/2022Registered 27/09/2022

Charge

outstanding

LYNNE CHARKHAM · ALAN DALTON

Created 01/09/2022Registered 20/09/2022

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 23/08/2022Registered 24/08/2022

Charge

outstanding

LYNNE CHARKHAM

Created 01/08/2022Registered 02/08/2022

Charge

outstanding

RYEWATER FARM PARTNERSHIP

Created 20/07/2022Registered 25/07/2022

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 20/07/2022Registered 25/07/2022

Charge

outstanding

PETER WILLIAMS

Created 17/06/2022Registered 29/06/2022

Charge

outstanding

TARNLAN FINANCE LIMITED (COMPANY NUMBER 12083651)

Created 17/06/2022Registered 29/06/2022

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 13/06/2022Registered 13/06/2022

Charge

outstanding

CLIVE PATRICK FARRELL · RAJNA FARRELL · STELLA SMITH · MDP TRUSTEES LIMITED

Created 06/06/2022Registered 09/06/2022

Charge

outstanding

TWINWIN LIMITED

Created 06/06/2022Registered 09/06/2022

Charge

outstanding

LYNNE CHARKHAM

Created 06/06/2022Registered 09/06/2022

Charge

outstanding

RICHARD ULANOWSKI

Created 18/03/2022Registered 22/03/2022

Charge

outstanding

S1SERIES DESIGNATED ACTIVITY COMPANY

Created 11/03/2022Registered 21/03/2022

Charge

outstanding

MARTYN SCOTT SMITH

Created 21/02/2022Registered 25/02/2022

Charge

outstanding

CLIVE FARRELL

Created 22/02/2022Registered 23/02/2022

Charge

outstanding

LYNNE CHARKHAM

Created 10/02/2022Registered 11/02/2022

Charge

outstanding

ALAN DALTON

Created 10/02/2022Registered 11/02/2022

Charge

outstanding

MARTYN SMITH

Created 04/02/2022Registered 09/02/2022

Charge

outstanding

PATRICK AIRY AND LUCINDA EMMA AIRY

Created 04/02/2022Registered 09/02/2022

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 04/02/2022Registered 04/02/2022

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 05/01/2022Registered 12/01/2022

Charge

outstanding

RAJNA FARRELL

Created 17/12/2021Registered 23/12/2021

Charge

outstanding

ALAN DALTON

Created 16/12/2021Registered 20/12/2021

Charge

outstanding

CLIVE FARRELL

Created 16/12/2021Registered 20/12/2021

Charge

outstanding

TRAITBOND LIMITED (COMPANY NUMBER 01556869)

Created 07/12/2021Registered 09/12/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 01/12/2021Registered 06/12/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 26/11/2021Registered 01/12/2021

Charge

outstanding

ALAN DALTON

Created 26/11/2021Registered 29/11/2021

Charge

outstanding

ALAN DALTON

Created 15/11/2021Registered 15/11/2021

Charge

outstanding

CLIVE FARRELL

Created 15/11/2021Registered 15/11/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 09/11/2021Registered 11/11/2021

Charge

satisfied

THE PORTLAND HOUSE GROUP LIMITED

Created 09/11/2021Registered 10/11/2021Satisfied 12/11/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 20/10/2021Registered 22/10/2021

Charge

outstanding

TRAITBOND LIMITED

Created 29/09/2021Registered 15/10/2021

Charge

outstanding

STELLA SMITH

Created 30/09/2021Registered 11/10/2021

Charge

outstanding

GREENMANTLE ESTATES LIMITED (COMPANY NUMBER 06220057)

Created 23/09/2021Registered 04/10/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 22/09/2021Registered 04/10/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 17/09/2021Registered 20/09/2021

Charge

outstanding

LOCKSASH COMPANY

Created 07/07/2021Registered 21/07/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 12/07/2021Registered 21/07/2021

Charge

satisfied

PUMPKIN ESTATES LIMITED

Created 12/07/2021Registered 14/07/2021Satisfied 04/10/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 12/07/2021Registered 14/07/2021

Charge

outstanding

ALAN DALTON

Created 06/07/2021Registered 13/07/2021

Charge

outstanding

LYNNE CHARKHAM

Created 06/07/2021Registered 13/07/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 09/07/2021Registered 13/07/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 29/06/2021Registered 07/07/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 24/06/2021Registered 28/06/2021

Charge

outstanding

ALAN DALTON

Created 23/06/2021Registered 24/06/2021

Charge

satisfied

THE PORTLAND HOUSE GROUP LIMITED

Created 16/06/2021Registered 17/06/2021Satisfied 25/06/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 27/05/2021Registered 10/06/2021

Charge

outstanding

JENNY STANFORD

Created 13/05/2021Registered 25/05/2021

Charge

outstanding

SARA TUTCHENER

Created 14/05/2021Registered 19/05/2021

Charge

outstanding

TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 06/05/2021Registered 17/05/2021

Charge

outstanding

SARA TUTCHENER

Created 06/05/2021Registered 17/05/2021

Charge

outstanding

PETER WILLIAMS

Created 31/03/2021Registered 13/04/2021

Charge

outstanding

TARNLAN FINANCE LIMITED (COMPANY NUMBER 12083651)

Created 31/03/2021Registered 13/04/2021

Charge

outstanding

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 11/02/2021Registered 16/02/2021

Charge

outstanding

THE PORTLAND HOUSE GROUP LIMITED (COMPANY NUMBER 06041418) · TRAITBOND LIMITED (COMPANY NUMBER 01556869)

Created 22/12/2020Registered 05/01/2021

Charge

satisfied

RAJNA FARRELL

Created 30/11/2020Registered 03/12/2020Satisfied 09/02/2021

Charge

satisfied

STELLA SMITH

Created 28/10/2020Registered 02/11/2020Satisfied 11/01/2021

Charge

satisfied

STELLA SMITH

Created 16/10/2020Registered 23/10/2020Satisfied 22/06/2021

Charge

satisfied

PUMPKIN ESTATES LIMITED (COMPANY NUMBER 08368072)

Created 30/09/2020Registered 01/10/2020Satisfied 31/03/2021

Charge

satisfied

SARA TUTCHENER

Created 28/09/2020Registered 29/09/2020Satisfied 23/09/2021

Charge

outstanding

PUMPKIN ESTATES LIMITED

Created 23/09/2020Registered 28/09/2020

Charge

outstanding

RICHARD ULANOWSKI

Created 22/09/2020Registered 23/09/2020

Charge

satisfied

LYNNE CHARKHAM

Created 10/09/2020Registered 17/09/2020Satisfied 16/03/2021

Charge

satisfied

ALAN DALTON

Created 10/09/2020Registered 17/09/2020Satisfied 16/03/2021

Charge

satisfied

PUMPKIN ESTATES LIMITED

Created 01/07/2020Registered 17/07/2020Satisfied 16/03/2021

Charge

outstanding

SINCLAIR HOUSE PROPERTIES LIMITED (COMPANY NUMBER 03581368)

Created 17/06/2020Registered 23/06/2020

Charge

outstanding

RAJNA FARRELL

Created 17/06/2020Registered 23/06/2020

Charge

satisfied

PUMPKIN ESTATES LIMITED (COMPANY NUMBER 08368072)

Created 05/03/2020Registered 06/03/2020Satisfied 16/03/2021

Charge

satisfied

PUMPKIN ESTATES LIMITED (COMPANY NUMBER 08368072)

Created 19/02/2020Registered 21/02/2020Satisfied 21/07/2021

Charge

satisfied

LYNNE CHARKHAM

Created 08/01/2020Registered 09/01/2020Satisfied 19/05/2021

Charge

satisfied

LYNNE CHARKHAM

Created 08/11/2019Registered 19/11/2019Satisfied 19/05/2021

Charge

satisfied

CLIVE PATRICK FARRELL · MRS RAJNA FARRELL · MRS STELLA SMITH · M D P ADMINISTRATION SERVICES LLP (COMPANY NUMBER OC348466)

Created 01/11/2019Registered 08/11/2019Satisfied 31/03/2021

Charge

satisfied

SARA TUTCHENER

Created 25/09/2019Registered 30/09/2019Satisfied 31/03/2021

Charge

satisfied

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 20/08/2019Registered 21/08/2019Satisfied 19/05/2021

Charge

satisfied

JENNY STANFORD

Created 07/08/2019Registered 08/08/2019Satisfied 22/04/2021

Charge

satisfied

SINCLAIR HOUSE PROPERTIES LIMITED (COMPANY NUMBER 03581368)

Created 11/07/2019Registered 12/07/2019Satisfied 20/04/2021

Charge

satisfied

PETER WILLIAMS · DAVID STEPHENSON

Created 30/05/2019Registered 10/06/2019Satisfied 16/02/2021

Charge

satisfied

THE TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 14/03/2019Registered 21/03/2019Satisfied 21/07/2021

Charge

satisfied

THE TRUSTEES OF THE TRAITBOND PENSION SCHEME

Created 08/03/2019Registered 15/03/2019Satisfied 16/03/2021

Charge

satisfied

SARA TUTCHENER

Created 01/02/2019Registered 05/02/2019Satisfied 19/01/2021

Charge

satisfied

LOCKSASH COMPANY (COMPANY NUMBER 11437870)

Created 14/01/2019Registered 21/01/2019Satisfied 16/03/2021

Charge

outstanding

DANSCOF INVESTMENTS

Created 19/06/2018Registered 26/06/2018

Charge

outstanding

TRUSTEES OF THE DAVID STANFORD SIPP

Created 18/05/2017Registered 18/05/2017

Charge

satisfied

DANSCOF INVESTMENTS

Created 02/12/2015Registered 02/12/2015Satisfied 17/02/2021

CompanyRankvs 2998+ SIC 64922 peers
28

Financial strength0th percentile among SIC peers · 0/25

Employees11th percentile among SIC peers · 2/15

LiquidityCurrent ratio 0.86× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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2998Bath And West Finance Limited

How is this score calculated?

Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£2.6M

Balance sheet strength

Cash

£390k

Cash in the bank

Net Current Assets

-£3.2M

Working capital

Current Assets

£18.8M

Current Liabilities

£21.9M

Fixed Assets

£536k

Debtors

£18.4M

0avg. employees

Balance Sheet

Assets less current liabilities-£2.6M

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.86	+£0
2025	0.86	-£3.3M
2024	1.02	-£349k
2023	1.04	—

Derived from filed accounts. Not audited figures.

Bath And West Finance Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges162 outstanding

CompanyRankvs 2998+ SIC 64922 peers28

Key FinancialsYear ending 30/06/2025

EstimatesDerived

CompanyRankvs 2998+ SIC 64922 peers
28