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One2one Insurance Limited

07711609

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

4 HIGHLANDS COURT, SOLIHULL, B90 4LE
Incorporated 20/07/2011

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 02/09/2025

Due 16/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Kashmiri Lal Ram

director · Since 20/07/2011

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Mrs Rano Mangra Ram

25–50% shares

British · England · Age 54

4 Highlands Court, Cranmore Avenue, Solihull, B90 4LE

Notified 01/07/2016

Mr Kashmiri Lal Ram

25–50% shares

British · England · Age 56

4 Highlands Court, Cranmore Avenue, Solihull, B90 4LE

Notified 01/07/2016

Charges5 outstanding

Charge
outstanding

LLOYDS BANK PLC

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LLOYDS BANK PLC

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HSBC BANK PLC

Created 22/08/2016Registered 25/08/2016
charge
outstanding

HSBC BANK PLC

Created 16/12/2011Registered 22/12/2011

CompanyRankvs 2880+ SIC 66220 peers
47

Financial strength88th percentile among SIC peers · 22/25
Employees30th percentile among SIC peers · 5/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£286k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£395k

Working capital

Current Assets

Current Liabilities

£397k

Fixed Assets

£1.2M

1avg. employees

Balance Sheet

Bank loans & overdrafts£526k
Assets less current liabilities£792k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
2024+£4k
20230.02+£5k
20220.05+£31k
20210.05+£9k
20200.06+£41k
20190.07+£136k
20180.07

Derived from filed accounts. Not audited figures.