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Smart-Sure Ltd

07761666

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Ashley Court 32 Main Street, Ashley, Market Harborough, LE16 8HF
Incorporated 05/09/2011

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 17/10/2025

Due 31/10/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Mohammed Niraz Buhari

director · Since 05/09/2011

BUSINESS PERSON

BRITISH · ENGLAND · Age 43

Also on 4 other boards

Mr Kumar Chetan Mankar

director · Since 25/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 42

Mohammed Niraz Buhari

director · Since 05/09/2011

British · England · Age 43

Kumar Chetan Mankar

director · Since 25/01/2017

British · England · Age 42

Former

Grant Richard Burrows

director · Resigned 17/01/2023

Persons with Significant Control

Mohammed Niraz Buhari

25–50% shares

British · England · Age 43

Ashley Court, 32 Main Street, Market Harborough, LE16 8HF

Notified 06/04/2016

Former PSCs

Mr Grant Richard Burrows

Ceased 17/10/2025

Change History

status → active
2026-06-20

Active

type → ltd
2026-06-20

Private Limited Company

address line1 → Ashley Court 32 Main Street
2026-06-20

ASHLEY COURT 32 MAIN STREET

post town → Market Harborough
2026-06-20

MARKET HARBOROUGH

officer appointed → BUHARI, Mohammed Niraz
2026-06-20
officer appointed → MANKAR, Kumar Chetan
2026-06-20

CompanyRankvs 161+ SIC 66220 peers
87

Financial strength96th percentile among SIC peers · 24/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 5.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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161Smart-Sure Ltd
86
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£1.2M

Balance sheet strength

Cash

£125k

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£1.7M

Current Liabilities

£299k

Debtors

£1.6M

8avg. employees

Balance Sheet

Intangible assets£943k
Bank loans & overdrafts£30k
Assets less current liabilities£2.4M
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20255.75+£0
20255.75-£144k
20245.77-£257k
20233.13-£526k
20225.34-£93k
20218.07-£13k
20206.03+£114k
20196.62+£90k
201817.47—

Derived from filed accounts. Not audited figures.