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Clearly Loans Limited

08054826

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Loss before tax (-10)
  • 1 outstanding charge (-2)

Details

WISTERIA GRANGE BARN, PINNER, HA5 2EX
Incorporated 02/05/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64921
64921

Officers

Wisteria Registrars Limited

secretary · Since 02/05/2012

BRITISH

Also on 129 other boards

Mr Garry Patrick Monaghan

director · Since 02/05/2012

PRIVATE INVESTOR

IRISH · ENGLAND · Age 60

Also on 2 other boards

Mr Samuel Carleton Busfield

director · Since 01/02/2013

SECURED LOANS BROKER

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Mr Matthew John Tristram

director · Since 01/02/2013

SECURED LOANS BROKER

BRITISH · ENGLAND · Age 50

Persons with Significant Control

Mr Garry Patrick Monaghan

25–50% shares
25–50% votes

Irish · England · Age 60

Wisteria Grange Barn, Pikes End, Pinner, HA5 2EX

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

GARRY PATRICK MONAGHAN

Created 20/06/2013Registered 26/06/2013

CompanyRankvs 234+ SIC 64921 peers
54

Financial strength8th percentile among SIC peers · 2/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 48.49× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Turnover

£93k

Annual revenue

Net Worth

-£71k

Balance sheet strength

Cash

£214k

Cash in the bank

Profit Before Tax

-£21k

Bottom line earnings

Net Current Assets

£513k

Working capital

Current Assets

£524k

Current Liabilities

£11k

Fixed Assets

£37

Debtors

£310k

Cost of Sales

£990

Gross Profit

£92k

Admin Expenses

£61k

Operating Profit

£30k

Profit After Tax

-£21k

4avg. employees

Tax at Year End(2022)

Corp tax£4k

Balance Sheet

Assets less current liabilities£513k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
202548.49-£21k
202446.42-£34k
202398.82+£28k
2022107.00-£23k
2021278.85-£32k
2020-£22k
20191.01

Derived from filed accounts. Not audited figures.