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Verum Builders Limited

08064995

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

23 BISHOPSWOOD ROAD, TADLEY, RG26 4HF
Incorporated 11/05/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43290
Other construction installation
68209
Other letting and operating of own or leased real estate

Officers

Mrs Ann Marie Hardy

secretary · Since 11/05/2012

Also on 6 other boards

Mrs Ann Marie Hardy

director · Since 11/05/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Mr Robert John Hardy

director · Since 11/05/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 3 other boards

Persons with Significant Control

Mrs Ann Marie Hardy

25–50% shares

British · United Kingdom · Age 54

23 Bishopswood Road, Tadley, RG26 4HF

Notified 11/05/2016

Mr Robert John Hardy

25–50% shares

British · United Kingdom · Age 55

23 Bishopswood Road, Tadley, RG26 4HF

Notified 11/05/2016

Charges3 outstanding

Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 25/04/2024Registered 25/04/2024
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 18/01/2024Registered 18/01/2024
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 07/07/2020Registered 09/07/2020
Charge
satisfied

LANDBAY PARTNERS LIMITED

Created 17/10/2018Registered 18/10/2018Satisfied 18/01/2024

CompanyRankvs 6551+ SIC 43290 peers
58

Financial strength94th percentile among SIC peers · 24/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.89× · 6/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£340k

Balance sheet strength

Cash

£58k

Cash in the bank

Net Current Assets

-£11k

Working capital

Current Assets

£90k

Current Liabilities

£101k

Fixed Assets

£519k

Debtors

£3k

2avg. employees

Balance Sheet

Bank loans & overdrafts£179k
Assets less current liabilities£508k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.89-£39k
20241.43-£22k
20232.51

Derived from filed accounts. Not audited figures.