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Snap Finance Limited

08080202

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB
Incorporated 23/05/2012

Previously known as

Pay Weekly Store Ltd · until 06/10/2017

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 13/03/2026

Due 27/03/2027

On track

Industry

64921
64921

Officers

Andrew Alan Smith

director · Since 19/12/2014

British · United Kingdom · Age 48

Matthew Lane Hawkins

director · Since 14/09/2017

American · United States · Age 51

Mark Antony Murphy

director · Since 01/10/2024

British · England · Age 60

Denise Crossley

director · Since 01/10/2024

British · England · Age 64

Anthony Sheehan

director · Since 04/10/2024

Irish · England · Age 44

Former

Andrew Graeme Croft

director · Resigned 18/05/2017

Mark Andrew Brunault

director · Resigned 30/09/2024

Persons with Significant Control

Snap Finance Uk (Group) Limited

75–100% shares
75–100% votes
Appoint directors

500, Avebury Boulevard, Milton Keynes, MK9 2BE

Reg: 10790251 · Companies House · Private Limited Company

Notified 14/09/2017

Former PSCs

Snap Finance Uk (Group) Limited

Ceased 24/03/2023

Charges0 outstanding

Charge
satisfied

SNAP FINANCE HOLDINGS LLC (AS SECURITY TRUSTEE)

Created 14/09/2017Registered 18/09/2017Satisfied 29/12/2025

Change History

officer appointedSMITH, Andrew Alan
2026-06-10
officer appointedCROSSLEY, Denise
2026-06-10
officer appointedHAWKINS, Matthew Lane
2026-06-10
officer appointedMURPHY, Mark Antony
2026-06-10
officer appointedSHEEHAN, Anthony
2026-06-10
typeltd
2026-06-10

Private Limited Company

address line11 Vincent Avenue
2026-06-10

1 VINCENT AVENUE

post townMilton Keynes
2026-06-10

MILTON KEYNES

statusactive
2026-06-10

Active

CompanyRankvs 235+ SIC 64921 peers
54

Financial strength1th percentile among SIC peers · 0/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 10.01× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the company’s auditor is aware of that information. Going concern The directors have considered the company’s ability to continue as a going concern in light of ongoing macroeconomic challenges. The impact of inflationary pressures, elevated interest r

Key FinancialsYear ending 31/12/2024

Net Worth

-£7.3M

Balance sheet strength

Cash

£2.5M

Cash in the bank

Profit Before Tax

-£7.6M

Bottom line earnings

Net Current Assets

£35.6M

Working capital

Current Assets

£39.5M

Current Liabilities

£3.9M

Fixed Assets

£906k

Debtors

£19.2M

Cost of Sales

£9.1M

Admin Expenses

£10.0M

Profit After Tax

-£7.6M

80avg. employees-10

People Costs

Wages & salaries£5.2M

Balance Sheet

Intangible assets£757k
Assets less current liabilities£36.5M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202410.01-£8.0M
202310.74-£3.8M
20221.33+£18.5M
20210.52
20189.70

Derived from filed accounts. Not audited figures.