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I-Capitalise Limited

08184824

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

5 HARVEYS HILL, LUTON, LU2 7YL
Incorporated 20/08/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers
82990
Other business support service activities

Officers

Mrs Lisa Rioch

secretary · Since 20/08/2012

Mr Stewart D'Anvers Rioch

director · Since 20/08/2012

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 4 other boards

Persons with Significant Control

Mr Stewart D'Anvers Rioch

25–50% shares
25–50% votes
Appoint directors
Significant control

British · England · Age 54

5, Harveys Hill, Luton, LU2 7YL

Notified 20/08/2016

Mrs Lisa Rioch

25–50% shares
25–50% votes
Appoint directors
Significant control

British · England · Age 54

5, Harveys Hill, Luton, LU2 7YL

Notified 20/08/2016

CompanyRankvs 2241+ SIC 66220 peers
63

Financial strength85th percentile among SIC peers · 21/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.34× · 2/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£194k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£311k

Working capital

Current Assets

£115k

Current Liabilities

£342k

Fixed Assets

£96k

3avg. employees

Balance Sheet

Assets less current liabilities£407k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.34+£161k
2024Infinity-£33k
2023Infinity+£14k
2022Infinity+£48k
20210.45+£3k
2020-£650
2019Infinity+£650

Derived from filed accounts. Not audited figures.