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Reynolds Financial Solutions Ltd

08195987

active
ltd
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

Spindle Cottage Dayhouse Bank, Romsley, Halesowen, B62 0EU
Incorporated 30/08/2012

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 30/08/2025

Due 13/09/2026

On track

Industry

65110
Life insurance
65120
Non-life insurance
65300
65300

Officers

Mr Wayne Andrew Reynolds

director · Since 30/08/2012

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 57

Also on 2 other boards

Wayne Andrew Reynolds

director · Since 30/08/2012

British · England · Age 57

Persons with Significant Control

Mr Wayne Andrew Reynolds

75–100% shares
75–100% votes
Appoint directors
Significant control

British · England · Age 57

Spindle Cottage, Dayhouse Bank, Halesowen, B62 0EU

Notified 30/08/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/02/2020Registered 27/02/2020

Change History

statusactive
2026-07-22

Active

typeltd
2026-07-22

Private Limited Company

address line1Spindle Cottage Dayhouse Bank
2026-07-22

SPINDLE COTTAGE DAYHOUSE BANK

post townHalesowen
2026-07-22

HALESOWEN

officer appointedREYNOLDS, Wayne Andrew
2026-07-22

CompanyRankvs 1014+ SIC 65110 peers
32

Financial strength8th percentile among SIC peers · 2/25
Employees71th percentile among SIC peers · 11/15
LiquidityNo balance sheet data · 0/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£4k

Balance sheet strength

Cash

£22k

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

Current Liabilities

£27k

3avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearImplied Profit
2025+£6k
2024+£10k

Derived from filed accounts. Not audited figures.