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Alternative Propositions Limited

08253536

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

ST CHRISTOPHER HOUSE SUITE 9, ST CHRISTOPHER HOUSE, STOCKPORT, SK2 6NG
Incorporated 15/10/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Keith William Wardell

director · Since 15/10/2012

INSURANCE

BRITISH · ENGLAND · Age 69

Also on 11 other boards

Miss Emma Louise Philpin

secretary · Since 21/11/2014

Mr James Francis Ryan

director · Since 09/07/2025

EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 1 other board

Persons with Significant Control

Mr Keith William Wardell

25–50% shares

British · England · Age 69

St Christopher House, Suite 9, St Christopher House, Stockport, SK2 6NG

Notified 06/04/2016

Former PSCs

Mr Andrew Mark Shaw

Ceased 29/04/2022

Charges1 outstanding

Charge
outstanding

NEWPOINT FINANCIAL (EUROPE) LIMITED

Created 28/12/2023Registered 06/01/2024

CompanyRankvs 779+ SIC 66220 peers
68

Financial strength63th percentile among SIC peers · 16/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.05× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£24k

Balance sheet strength

Cash

£301k

Cash in the bank

Net Current Assets

£265k

Working capital

Current Assets

£394k

Current Liabilities

£129k

Fixed Assets

£4k

Debtors

£93k

7avg. employees+1

Balance Sheet

Assets less current liabilities£269k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.05+£0
20232.36+£0
20223.48+£0
20212.14-£329k
20204.03+£50k
20194.96+£77k
20185.43

Derived from filed accounts. Not audited figures.