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Pacific Financial Services (North West) Ltd

08302510

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

150 BRIERCLIFFE RD, BURNLEY, BB10 2NZ
Incorporated 21/11/2012

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 21/11/2025

Due 05/12/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Adam Spencer Howarth

director · Since 21/11/2012

MORTGAGE BROKER

BRITISH · UNITED KINGDOM · Age 53

Persons with Significant Control

Mr Adam Spencer Howarth

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 53

150, Briercliffe Rd, Burnley, BB10 2NZ

Notified 06/04/2016

CompanyRankvs 373+ SIC 66220 peers
83

Financial strength89th percentile among SIC peers · 22/25
Employees83th percentile among SIC peers · 12/15
LiquidityCurrent ratio 4.82× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£328k

Balance sheet strength

Cash

£247k

Cash in the bank

Net Current Assets

£196k

Working capital

Current Assets

£247k

Current Liabilities

£51k

Fixed Assets

£132k

5avg. employees

Tax at Year End

Corp tax£10k

Balance Sheet

Assets less current liabilities£328k
Signed by Mr A S Howarth 11/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.82+£21k
20246.82+£16k
202313.46
20226.66
20214.82

Derived from filed accounts. Not audited figures.