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Optimum Fs Limited

08400206

active
ltd
england wales
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

Unit P2 Sheffield Airport Business Park, Europa Link, Sheffield, S9 1XU
Incorporated 13/02/2013

Previously known as

The Spooner Corporation Limited · until 26/03/2015

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 13/02/2026

Due 27/02/2027

On track

Industry

65110
Life insurance

Officers

Mr Paul David Spooner

director · Since 13/02/2013

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 47

Also on 2 other boards

Paul David Spooner

director · Since 13/02/2013

British · England · Age 47

Former

Caroline Joanne Spooner

director · Resigned 31/12/2019

Andrew James Stone

director · Resigned 24/06/2020

Caroline Joanne Spooner

director · Resigned 11/05/2023

Persons with Significant Control

Mr Paul Spooner

75–100% shares
75–100% votes
Appoint directors

British · England · Age 47

Unit P2 Sheffield Airport Business Park, Europa Link, Sheffield, S9 1XU

Notified 06/04/2016

Former PSCs

Mrs Caroline Joanne Spooner

Ceased 11/05/2023

Charges3 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 26/03/2025Registered 27/03/2025
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 13/10/2022Registered 20/10/2022
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 06/01/2020Registered 09/01/2020

Change History

officer appointedSPOONER, Paul David
2026-08-16
statusactive
2026-08-16

Active

typeltd
2026-08-16

Private Limited Company

address line1Unit P2 Sheffield Airport Business Park
2026-08-16

UNIT P2 SHEFFIELD AIRPORT BUSINESS PARK

post townSheffield
2026-08-16

SHEFFIELD

CompanyRankvs 832+ SIC 65110 peers
40

Financial strength71th percentile among SIC peers · 18/25
Employees8th percentile among SIC peers · 1/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£54k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

-£16k

Working capital

Current Assets

£1k

Current Liabilities

£24k

Fixed Assets

£71k

0avg. employees

Balance Sheet

Intangible assets£71k
Assets less current liabilities£54k

EstimatesDerived

YearCurrent RatioImplied Profit
20240.05+£2k
20230.01

Derived from filed accounts. Not audited figures.