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B.A.G Services (Cheshunt) Limited

08406279

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

BELFRY HOUSE, HERTFORD, SG14 1BP
Incorporated 18/02/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Ben Murphy

director · Since 18/02/2013

DIRECTOR

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Ben Murphy

75–100% shares
75–100% votes
Appoint directors

British · England · Age 51

26 Spicerfield, Cheshunt, EN7 6BQ

Notified 06/04/2016

Former PSCs

Mr Giulio Lembo

Ceased 31/01/2024

Miss Andrea Antoni

Ceased 23/06/2016

CompanyRankvs 2432+ SIC 66220 peers
60

Financial strength70th percentile among SIC peers · 18/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.46× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2026

Net Worth

£46k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

-£59k

Working capital

Current Assets

£50k

Current Liabilities

£109k

Fixed Assets

£113k

Debtors

£29k

4avg. employees

Tax at Year End(2021)

Dividends paid£97k

Balance Sheet

Intangible assets£108k
Assets less current liabilities£53k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20260.46+£74
20250.68+£376
20242.18+£44
20232.80+£97
20222.70+£290
20212.09

Derived from filed accounts. Not audited figures.