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Innovative Risk Labs Ltd

08529421

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

3RD FLOOR, LONDON, EC2A 4NE
Incorporated 15/05/2013

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 15/05/2026

Due 29/05/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Edward William George York

director · Since 15/05/2013

DIRECTOR

BRITISH · ENGLAND · Age 79

Also on 9 other boards

Mr James Joseph William York

director · Since 15/05/2013

DIRECTOR

BRITISH · ENGLAND · Age 45

Mr Alan James Hickman

director · Since 16/03/2026

BRITISH · ENGLAND · Age 49

Also on 4 other boards

Persons with Significant Control

Mr Edward William George York

25–50% shares
25–50% votes

British · England · Age 79

Pavilion View, 19 New Road, Brighton, BN1 1EY

Notified 06/04/2016

Ms June Mary York

25–50% shares
25–50% votes

British · England · Age 75

Pavilion View, 19 New Road, Brighton, BN1 1EY

Notified 06/04/2016

CompanyRankvs 1735+ SIC 66220 peers
57

Financial strength77th percentile among SIC peers · 19/25
Employees54th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.31× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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67
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006. 2.2. Going Concern Disclosure The directors have assessed the company's ability to continue as a going concern and are satisfied that it has adequate resources to continue in operational existence for the fores

Key FinancialsYear ending 30/11/2025

Net Worth

£90k

Balance sheet strength

Cash

£54k

Cash in the bank

Net Current Assets

£25k

Working capital

Current Assets

£106k

Current Liabilities

£81k

Fixed Assets

£65k

Debtors

£52k

2avg. employees

Director Loans

Company owes directors£15k

Balance Sheet

Intangible assets£64k
Assets less current liabilities£90k
Signed by A J Hickman 28 August 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.31+£45k
20241.63-£17k
20232.40—

Derived from filed accounts. Not audited figures.